If you overspent in cash, the previous month’s category balance will display in red, but the current month will show a balance of zero. So, what happened? YNAB automatically deducts the amount that you overspent from “Ready to Assign” in the new month. ...
Build a streak for each day you get to “YNAB Zero” (no outstanding transactions or overspent categories).This is Jerry Seinfeld’sDon’t Break The Chainmethod of habit-building. Mark each day you successfully hit YNAB Zero on a calendar. Put up the calendar somewhere you’ll see it every...
YNAB automatically deducts the amount that you overspent from “Ready to Assign” in the new month. After all, those dollars are truly gone from the budget. If you overspent on a credit card, last month’s category balance will display in orange, and the amount that you overspent will be...
Especially when you’re starting, you’ll probably overspend on a category. If so, that’s fine — your budget isn’t ruined. Instead, YNAB will tell you that you’ve overspent and prompt you to move money from another category to cover the overspending. This approach has two benefits. F...
Build a streak for each day you get to “YNAB Zero” (no outstanding transactions or overspent categories).This is Jerry Seinfeld’sDon’t Break The Chainmethod of habit-building. Mark each day you successfully hit YNAB Zero on a calendar. Put up the calendar somewhere you’ll see it every...
Roll With the Punches.While YNAB offers a strict budget platform, it’s OK to be flexible. If you overspend in one category, YNAB will encourage you to address it quickly and adjust accordingly. You can choose a category where you’ve overspent, transfer funds from another category to cover...
balance completely paid off.This will create a budget goal for your credit card. If you have new expenses on that card and overspend in a category, YNAB will mark those categories yellow or orange to let you know you have overspent on a credit card without the cash allocated to cover it...
{"key":"DisplayTotalMonthlyGoals","value":false},{"key":"DisplayTotalOverspent","value":false},{"key":"DisplayUpcomingAmount","value":false},{"key":"EasyTransactionApproval","value":true},{"key":"EditAccountButton","value":true},{"key":"EmphasizeNegativeLoans","value":false},{"key"...
I have a Yard category that we assign $50 to every month, so a lot of what I spent came from what we had available there. Overspent dollars were covered with a surplus we had from the sale of our previous house (the purpose of that surplus was to fund house/yard projects like this...
not only was our API prototype up and running, we’d also tested several cool integrations, including: grocery reminders popping up on Android phones when we walked into the grocery store, automated text messages arriving on our phones if we overspent on ‘Fun Money’, and anIFTTTintegration!