If you have overspending on the card ↗️ that didn't get covered in a previous month, your Credit Card Payment category will display an Underfunded Alert ↗️ in the current month. You will need to assign funds directly to the Credit Card Payment category to cover that unfunded spending...
Your overspending disappears If you overspent in cash, the previous month’s category balance will display in red, but the current month will show a balance of zero. So, what happened? YNAB automatically deducts the amount that you overspent from “Ready to Assign” in the new month. ...
We see people use this most commonly in the middle of the month. If you move money out of a category to cover overspending or fund a higher priority, the category’s available amount will turn yellow to warn you that it is underfunded. Even if you fully funded the target at the beginni...
We see people use this most commonly in the middle of the month. If you move money out of a category to cover overspending or fund a higher priority, the category’s available amount will turn yellow to warn you that it is underfunded. Even if you fully funded the target at the beginni...
Adding a transaction in the YNAB web app. You can also do this in the YNAB mobile app. Only Spend What You Have If YNAB detects that you’ve spent more than you budgeted on a category, it will make you move that money from another category to cover the overspending. This is a flexib...
Cover any overspending you see this month, and categorize any uncategorized transactions in the register. If the category is still underfunded, assign more money directly to the Credit Card Payment category until it turns green and matches the account balance. If the Credit Card Payment category ...
You can move money between categories to cover overspending. This is a fluid budget. It rolls with the punches. Be like water. – Bruce Lee For example, if you overspend in your “groceries” category, move funds from your “dining out” category to fill the gap. YNAB is big on systems...