Second, we can discriminate the impact of a thriving financial environment (FinTech) on the DFD based on the level of “financial literacy” of the country. Empirical evidence suggests that increased innovation in financial services is associated with reduced DFD, possibly due to digital ...
Given the importance of banks in the financial system, it is critical to understand the risks and opportunities that FinTech creates for banks and its impact on the main functions of financial intermediaries as well as their role in the modern ecosystems of financial services.1 Specifically, it ...
We connect multiple dimensions of analysis with digital financial divide (DFD).FinTech development is a catalyst for bridging the DFD in Europe.During Covid-19, FinTech increases DFD in illiterate EU countries.High DFD and financial services complexity obstacle e-banking adoption.Our findings provide...
Financial technology (Fintech) is a new industry that integrates cutting-edge digital technologies and traditional finance in the era of digital economy. This paper aims to investigate the impact mechanism of Fintech on the digital transformation of enterprises, and character...
level lending opportunities and (2) an exogenous shock to a bank’s Zelle-partnering status due to bank mergers. Overall, our findings are consistent with the interactive nature of banks’ technology adoption and the positive impact of ...
金融科技的机遇-the_fintech_opportunity-24页.pdf,The FinTech Opportunity Thomas Philippon∗ July 2016 Abstract This paper assesses the potential impact of FinTech on the finance industry, focusing on financial stability and access to services. I doc
The impact of NFT books on the literary world is expected to be significant. It will give authors and creators more control over the distribution and monetization of their works, while also providing a new avenue for readers to support and invest in their favorite writers. At $1,399.99 Vertu...
FinTechMobile paymentCashCredit cardReal effectSmall businessBusiness creationEntrepreneurshipConsumptionBankingWe utilize the introduction of a mobile payment technology by the largest bank in Singapore in 2017 to study how mobile payment technology reshapes economic act...
We examine the impact of bank fintech on ESG greenwashing using data from China for three reasons. First, as one of the world's most populous countries, China's environmental situation has a significant global impact. China's environmental protection initiatives have great significance for solving...
图书The Future of Finance: The Impact of FinTech, AI, and Crypto on Financial Services 介绍、书评、论坛及推荐