总的来说,我们的研究结果与银行技术采用的互动性质和Fintech对银行存款和小企业贷款的积极影响是一致的。 Despite a burgeoning literature on Fintech lending that has been occurring from outside the financial industry, less is known about the a...
However, the debate on the impact of costly Fintech innovation on Chinese banking performance has notbeen resolved. This studytherefore applies thedata envelopment analysis(DEA) approach to define the metafrontier cost Malmquist productivity index (CMM)under variable returns to scale(VRS)in order to...
We examine the impact of bank fintech on ESG greenwashing using data from China for three reasons. First, as one of the world's most populous countries, China's environmental situation has a significant global impact. China's environmental protection initiatives have great significance for solving...
We connect multiple dimensions of analysis with digital financial divide (DFD).FinTech development is a catalyst for bridging the DFD in Europe.During Covid-19, FinTech increases DFD in illiterate EU countries.High DFD and financial services complexity obstacle e-banking adoption.Our findings provide...
Examining the impact of fintech and other factors on banking practices: QISMUT + 3 countries Zhanna Serkbayeva, Myrzabike Zhumabayeva, Gulmira Kassenova, Gulzhan Karimbayeva, Alimshan Faizulayev & Dina Kulumbetova Article: 2385069 | Received 26 Feb 2024, Accepted 22 Jul 2024, Publi...
The impact of fintech on traditional banking The rise of fintech has had a profound impact on traditional banking institutions. With the emergence of digital payment solutions and online lending platforms, traditional banks are facing increased competition from fintech startups. Customers are now abl...
Ullah A, Ullah S, Pinglu C, Khan S (2023) Impact of FinTech, governance and environmental taxes on energy transition: pre-post COVID-19 analysis of Belt and Road Initiative countries. Resour Policy 85:103734 Article Google Scholar Umar M, Ji X, Kirikkaleli D, Shahbaz M, Zhou X (202...
TheImpact of DigitalTransformation and FinTech on the Finance ProfessionalEdited byVolker LiermannClaus Stegmann
The FinTech phenomenon has recently had a significant impact on the financial sector, opening up new potential for cost-saving measures and providing increasingly sophisticated financial services. On the other hand, FinTech has helped new players鈥攖ypically technology companies鈥攅nter the financial ...
The report analyzes the growth of fintech companies across various sub-sectors, including payments, lending, deposits (including neobanking), insurance, wealth management, and financial infrastructure. We also examine the regulatory environment for fintech companies and the impact of emerging technologies...