总的来说,我们的研究结果与银行技术采用的互动性质和Fintech对银行存款和小企业贷款的积极影响是一致的。 Despite a burgeoning literature on Fintech lending that has been occurring from outside the financial industry, less is known about the a...
The Impact of FinTech on the Profitability of Traditional banksYini WangNor, ElizaGlobal Business & Management Research
Based on the actual situation of Chinese financial market, we logically deduce the risk spillover from Big Tech’s financial business to the traditional financial market. We combined the data of Ant Group to empirically analyze the impact of Chinese Big Tech’s financial business on the profitabil...
The impact of fintech on traditional banking The rise of fintech has had a profound impact on traditional banking institutions. With the emergence of digital payment solutions and online lending platforms, traditional banks are facing increased competition from fintech startups. Customers are now abl...
Fintech Disruption in Traditional Financial Services: Analyzing the Impact of Fintech Startups on Traditional Banking and Financial Institutions This study investigates how traditional banking and financial institutions are affected by fintech innovation. Fintech firms have become important particip... ...
The variable DFD, which serves as a proxy for the digital financial gap, is measured as a complement to customers' adoption of e-banking services. Specifically, to evaluate the impact of the Covid outbreak on the effectiveness of FinTech in reducing the DFD, we run a difference-in-...
We examine the impact of bank fintech on ESG greenwashing using data from China for three reasons. First, as one of the world's most populous countries, China's environmental situation has a significant global impact. China's environmental protection initiatives have great significance for solving...
Fintech banking differs from traditional banking in a variety of ways. Read on to find out more about fintech banking and make an informed decision today!
impact on the demographic dimension and the overall traditional financial inclusion index. These findings indicate that FinTech does not have a detrimental impact on traditional financial inclusion, which is contrary to the findings of other studies. Therefore, in order to enhance the degree of financ...
2. Information and financial intermediation in banking: a changing landscape 3. The rise of FinTech and the path to digital transformation 4. The future of banks and opportunities for development 5. Conclusion Funding CRediT authorship contribution statement Acknowledgements Appendix ReferencesShow full ...