总的来说,我们的研究结果与银行技术采用的互动性质和Fintech对银行存款和小企业贷款的积极影响是一致的。 Despite a burgeoning literature on Fintech lending that has been occurring from outside the financial industry, less is known about the a...
Based on the unstructured data about fintech on the financial expert websites from Vietnam, the word frequency statistic technique of the text mining approach is applied for measuring fintech's development under the support of Python-based solutions. The bank-level data of 15 V...
This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of the mature applications of Fintech, we found that the development of Fintech will have a greater impact on small and medium-sized banks through the establishment of a Robo-Advis...
3. The rise of FinTech and the path to digital transformation 4. The future of banks and opportunities for development 5. Conclusion Funding CRediT authorship contribution statement Acknowledgements Appendix ReferencesShow full outline Cited by (275) Figures (19) Show 13 more figures Tables (3) ...
This study examines how bank fintech influences ESG greenwashing using a sample of banks and firms in China from 2011 to 2022, finding that bank fintech can reduce ESG greenwashing and confirming the robustness of the results. Mechanism tests demonstrate that bank fintech reduces ESG greenwashing ...
a wide range of years and banks in QISMUT + 3 countries, as well as investigating the impact of the number of internet users as proxied by fintech variable and ESG variables both on NPLs and profitability indicators in both Islamic and conventional banks in Islamic finance-oriented countries....
Ullah A, Ullah S, Pinglu C, Khan S (2023) Impact of FinTech, governance and environmental taxes on energy transition: pre-post COVID-19 analysis of Belt and Road Initiative countries. Resour Policy 85:103734 Article Google Scholar Umar M, Ji X, Kirikkaleli D, Shahbaz M, Zhou X (202...
Obviously, the launch of Internet financial products has brought a negative impact on commercial banks, which will objectively reduce bank performance [22]. Secondly, FinTech has an impact on the asset business of commercial banks. Large banks focus on “hard information”, such as financial ...
Although banks are intensive users of technology and manage innovation to extract value from it (Berger, 2003, Beck et al., 2016), a new form of disruptive innovation has been introduced into the market with the spread of FinTech firms (Bank for International Settlements (BIS), 2020, Bank ...
Fintech Users There are four broad categories of users for fintech: Business-to-business (B2B)for banks Clients of B2B banks Business-to-consumer (B2C)for small businesses Consumers Trends toward mobile banking, increased information, data, more accurate analytics, and decentralization of access wil...