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Term life and whole life have distinct benefits. The coverage option that could be best for you and your family depends on your personal circumstances and budget. Your first consideration may likely be budget. Lower payments may be what is feasible right now, and term life insurance is to des...
Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指的就是:有相应的“期限”。常见的term为30年。Term life insurance的英文解释如下,供大家参考:“A policy with a set duration limit on the coverage period. Once the...
Term life insurance is cheaper than whole life and covers you for a set period of time. Whole life insurance typically lasts your entire life and can build cash value, which makes it a more complex and expensive product. With either policy, your loved ones can spend the payout howeve...
term life insurance 定期保险 定期寿险；定期人寿保险；定期寿险计划 例句筛选 1.Let's consider the case of business rules related to term life insurance.我们来考虑与定期寿险相关的业务规则。2.This paper studied a class of bankruptcy risk problems in term life insurance.研究定期人寿保险中...
Your premiums may be higher, but they and your benefits stay the same for the lifetime of the policy. Whole life insurance policies also build cash value. With traditional policies, part of your premium is invested and builds cash equity to help pay your death benefit when you pass, which...
For anyone with obligations, life insurance is essential. Often, the challenge is figuring out how much insurance to buy and which type of policy is best for their circumstances. There are two general forms of life insurance: whole (permanent) and term life. Here is a quick overview of each...
But there's another factor to consider with whole life insurance:the cash and investment aspect. Some whole life insurance policies pay a dividend. You can also build up the dollar value of the policy and cash it out to use for other expenses, to pay off debt and morewhile you're still...
Term and whole life are two of the most common types oflife insuranceavailable.Whole lifeis a form of permanent life insurance that lasts as long as you live (assuming you pay the policy’spremiums). It also includes acash valueaccount: a savings component that grows tax-free over time an...
Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries if the insured person dies during the specified term. These policies have no value other than the guaranteed death benefit and don’t feature a savings component (as is found in permanent life insuranc...