Convertible Term 可转换型定期险 可转换型定期险允许定期保险在一定的期限内,可以转换成终身保险 (PermanentLife Insurance), 比如 Whole Life, Variable Universal Life 或Indexed Universal Life。它的主要好处是,当定期保险转换为终身保险时,被保人不需要身体检查,这在被保人身体健康状况下降,又想继续申请人寿保险的...
Term life insurance and whole life insurance are two of the most popular types oflife insurance. Knowing the differences between them will work to your advantage and ensure that you’re getting the life insurance policy that best meets your financial needs. ...
and your health status. Depending on the policy it can also help with estate planning needs, like costs associated with transferring assets to your partner or kids. Permanent life insurance premiums can be paid monthly or yearly, just like term insurance, but coverage remains in place when...
Term life insurance is temporary, covering you for a fixed period of time, while whole life usually lasts a lifetime. Learn more now.
其实,term life insurance指的是:具有固定期限的人寿保险。保险期内,保险公司承诺对被保险人的人身意外进行赔付。一旦保险到期,被保险人可以选择是否续保,或终止保险。Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指的...
定期寿险「Term Life Insurance」是一种在 一定期限内,如5年、10年、20年,为投保人提供寿险保障的人寿保险产品。在这个时期结束后,投保人可以选择是否延续这份定期寿险(续保时保费会变高)或者让保单终止。定…
Tip— Look into getting a longer-term insurance policy from the start so your premium is locked in and your coverage lasts until you’re considerably older. Your life insurance quotes are always free. What are the pros and cons of universal life insurance? One of the two types of “permane...
必应词典为您提供term-insurance的释义,na. 定期人寿保险; 网络释义: 定期保险;定期寿险;定期死亡保险又叫定期寿险;
Depending on the insurance company, it may be possible to turn term life into whole life insurance. You can purchase term life policies that last 10, 15, 20 years, or more and you can usually renew them for an additional term. Thebest term life insurance companieshave low prices, easy ap...
Because term insurance eventually expires, you may find yourself having spent all that money for no purpose other than peace of mind. Also, you can’t use your investment in term insurance to build wealth or save on taxes as you can with other types of insurance. Whole Life Insurance Whole...