定期寿险的种类 定额定期寿险「Level Term」:定额寿险应该说是最常见的定期寿险产品,为投保人在一定期限内提供寿险保障,这个期限可以是5、10、20年或者更长。保险费用根据投保人投保时的年龄、性别和健康状况等因素核算。保险公司一般会在保单起始的初期收取高于寿险成本的保费,以此确保期限内的保费固定。 每年续保的定...
Term life insurance provides a death benefit for a specified period of time that pays the policyholder's beneficiaries. Once the term expires, the policyholder can either renew it for another term, possibly convert it to permanent coverage, or allow the termlife insurance policyto lapse. ...
其实,term life insurance指的是:具有固定期限的人寿保险。保险期内,保险公司承诺对被保险人的人身意外进行赔付。一旦保险到期,被保险人可以选择是否续保,或终止保险。Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指的就是...
Term life insurance plans do not have a cash value component. Death benefit The money a life insurance company pays beneficiaries after an insured person dies. Premium The cost of your life insurance policy (typically paid monthly, semiannually or yearly). What is term life insurance? Term ...
Term life insurance offers various types, each with different benefits and costs. Term life insurance is affordable, especially for younger individuals, but many overestimate its cost, deterring them from purchasing it. Exploring riders and regularly reviewing beneficiary designations can provide additi...
同时我们也希望帮助你掌握新近的行业资讯,了解不同人寿保险产品的特性,结合自己的财务需求选择适合自己的产品。 推荐阅读: -人寿保险101 – 定期寿险 Term Life Insurance -人寿保险101 - 定期寿险VS终身寿险 -人寿保险101 - 成熟家庭如何做保险规划?
term life insurance 定期保险 定期寿险；定期人寿保险；定期寿险计划 例句筛选 1.Let's consider the case of business rules related to term life insurance.我们来考虑与定期寿险相关的业务规则。2.This paper studied a class of bankruptcy risk problems in term life insurance.研究定期人寿保险中...
Term life insurance pays designated beneficiaries a lump sum if you die within the selected policy term. If you choose to add a Critical Illness Benefit to your policy and are diagnosed with a qualifying illness, you’ll receive a cash benefit according to the terms of your policy. ...
Term Life Insurance Term life insurance is perhaps the easiest to understand because it’s straightforward insurance without a savings or investing component. The reason you buy a term policy is for the promise of adeath benefitfor yourbeneficiaryshould you pass away while it’s in force. For ...
Term life insurance is a simple form of life insurance to help you financially protect your family if your surviving family needed access to cash to: make the payments or pay the outstanding balance of your mortgage fund your children’s tuition and other education costs ...