Term Life Insurance Loss of life is something we avoid thinking about, but it's important to plan for the unexpected so your family can be cared for. Term Life Insurance Policy Benefits Basic Term Life: Often an employer-paid coverage option that is offered for a set period of time and ...
fixed-rate life policy 相关知识点: 试题来源: 解析 B 正确答案:B 解析:答案为B项。term life insurance“定期寿险”,是指在固定年期内提供人寿保障的保单。若投保人在承保期及保单生效期内身故,保险公司便须支付有关保额。若投保人在承保期结束后仍然健在,保险公司一般无需支付任何款项,而且保单亦会宣告期满...
When you buy a term life insurance policy, the insurance company determines the premium based on the policy's value (the payout amount) and factors such asage, gender, and health. Other considerations affecting rates include the company’s business expenses, how much it earns from its investme...
There are also joint life policies that would cover two people. One example of this type of policy is a survivorship policy. This would cover two people and only pay the death benefit once both the insureds have died. Pros and Cons of Term Life Insurance Pros: Costs far less on average...
life insurance n.人寿保险,(保险公司偿副付的)人寿金 insurance for life 人寿保险,终身保险 term of an insurance policy 保险契约有效期 相似单词 life insurance a. 人寿保险的 policy n. 1.方针;政策 2.计谋;办法 3.[policies]【苏格兰】(乡村住宅周围的)宅园 4.【废】政治,政体 a. 方针的;政...
Level term, the most common type of term insurance currently being sold, pays the same amount of death benefit throughout the policy's term. Other types of term insurance include: Decreasing termlife insurance is renewable term life insurance with coverage that decreases over the life of the po...
定期寿险「Term Life Insurance」是一种在一定期限内,如5年、10年、20年,为投保人提供寿险保障的人寿保险产品。在这个时期结束后,投保人可以选择是否延续这份定期寿险(续保时保费会变高)或者让保单终止。 定期寿险的几个特点: - 保费低 - 通常可以续保 ...
Term life insurance and whole life insurance are two of the most popular types oflife insurance. Knowing the differences between them will work to your advantage and ensure that you’re getting the life insurance policy that best meets your financial needs. ...
Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指的就是:有相应的“期限”。常见的term为30年。Term life insurance的英文解释如下,供大家参考:“A policy with a set duration limit on the coverage period. Once the...
Term life insurance is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can do one of three things. Renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate. The most...