401(k) Plan简单来说就是美国公司为员工提供的退休福利计划,可以理解为类似于中国的社保,但是和中国的社保有很大的区别。从1980起,这种新兴的完全基金式的养老储蓄制度迅速发展,大部分美国公司开始采取这种社会保障计划。时至今日,401(k) Plan已经有超过5.8 万亿美金的资产。
401(k) Overview What is a 401(k)? 401(k) Savings Advantages Top Tax Reasons to Start a 401(k) Plan Is Your Business Ready for a 401(k)? What 401(k) Plan Design is Best for Your Business? How to set up a 401(k) Plan The Real Cost of Employee Turnover Why ShareBuilder 401...
1 The SIMPLE 401(k) works just like a regular 401(k) plan, combining it with the simplicity of a SIMPLE IRA with a few minor changes. Employees can defer some of their wages to the plan and employers must either make a matching or non-elective contribution of a certain amount of each...
SIMPLE 401(k)s work just like regular 401(k)s. Employees contribute with pre-tax dollars out of their paychecks, investing the funds in options provided by theplan administrator. The IRS limits annual contribution amounts, which are about two-thirds of those allowed for reg...
Our Solo 401(k) plansstart at $8/month, while our 401(k) plans for businesses with employees begin at less than $100/month. Tax-Friendly Grow your savings with a 401(k) plan—capitalize ontax benefitsto keep more of what you earn. Businesses starting their first plan can access up to...
401GO uses technology to make 401(k) more accessible to individuals and businesses of all sizes. We have a plan that’s perfect for you.
401GO uses technology to make 401(k) more accessible to individuals and businesses of all sizes. We have a plan that’s perfect for you.
The most common types of these plans are based on the 401(k) plan, named for the section of the tax code governing it, and includes the 403(b) and 457(b) plans, which conform to similar tax rules, but the primary difference is the type of employer, such as a business, government,...
2014. Can Simple Informational Nudges Increase Employee Participation in a 401(k) Plan? Southern Economics Journal 80(3): 677-701.Clark, Robert, Jennifer A. Maki, and Melinda Sandler Morrill. 2014. Can Simple Informational Nudges Increase Employee Participation in a 401(k) Plan? Southern ...
401(k) plans for small companies Finding low-cost 401(k) retirement plans for employees is challenging, especially for small businesses. One option is partnering with aprofessional employer organization(PEO). It gives companies access to the largest retirement plan providers with the best 401(k) ...