Plan Document File Participant File Annual File Staying Out of Trouble is Easy! Share: Fiduciary Responsibility Did you know that employers are required to retain detailed 401(k) documents, including testing results, transactions, and employee activity, for at least six years under the Emp...
We report results from a field experiment in which a randomized subset of newly hired workers at a large financial institution received a flyer containing information about the employer's 401(k) plan and the value of contributions compounding over a career. Younger workers who received the flyer ...
1 The SIMPLE 401(k) works just like a regular 401(k) plan, combining it with the simplicity of a SIMPLE IRA with a few minor changes. Employees can defer some of their wages to the plan and employers must either make a matching or non-elective contribution of a certain amount of each...
SIMPLE IRA 与 401(k) 的异同401(k)是什么?401(k) Plan简单来说就是美国公司为员工提供的退休福利计划,可以理解为类似于中国的社保,但是和中国的社保有很大的区别。从1980起,这种新兴的完全基金式的养老储蓄制度迅速发展,大部分美国公司开始采取这种社会保障计划。时至今日,401(k) Plan已经有超过5.8 万亿美金的...
401(k) Overview What is a 401(k)? 401(k) Savings Advantages Top Tax Reasons to Start a 401(k) Plan Is Your Business Ready for a 401(k)? What 401(k) Plan Design is Best for Your Business? How to set up a 401(k) Plan The Real Cost of Employee Turnover Why ShareBuilder 401...
When small business owners decide to set up a retirement plan, they’re often surprised by how many types there are, and can have trouble finding the right fit for their business. Discover the differences between traditional 401(k) plans, safe harbor 401(k)s, and tiered profit sharing plans...
The most common types of these plans are based on the 401(k) plan, named for the section of the tax code governing it, and includes the 403(b) and 457(b) plans, which conform to similar tax rules, but the primary difference is the type of employer, such as a business, government,...
There are pros and cons to the SIMPLE IRA vs. 401(k) decision for employers. The SIMPLE IRA is simpler; a 401(k) plan may be more flexible.
401GO uses technology to make 401(k) more accessible to individuals and businesses of all sizes. We have a plan that’s perfect for you.
401GO uses technology to make 401(k) more accessible to individuals and businesses of all sizes. We have a plan that’s perfect for you.