SIMPLE IRA 与 401(k) 的异同401(k)是什么?401(k) Plan简单来说就是美国公司为员工提供的退休福利计划,可以理解为类似于中国的社保,但是和中国的社保有很大的区别。从1980起,这种新兴的完全基金式的养老储蓄制度迅速发展,大部分美国公司开始采取这种社会保障计划。时至今日,401(k) Plan已经有超过5.8 万亿美金的...
Plan Document File Participant File Annual File Staying Out of Trouble is Easy! Share: Fiduciary Responsibility Did you know that employers are required to retain detailed 401(k) documents, including testing results, transactions, and employee activity, for at least six years under the Emp...
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The Small Business Job Protection Act of 1996 (SBJPA) has simplified many of the rules governing 401(k). Compliance has become easier because the requirements for satisfying nondiscriminatory tests, namely, the 'Actual Deferral Percentage' and the 'Actual Contribution Percentage' tests, have been...
Self-employed individuals have additional opportunities to manage their tax burden through business structure choices and retirement plan options like SEP IRAs or Solo 401(k)s. Lastly, stay informed about tax credits relevant to the middle class, such as the Child Tax Credit, American Opportunity ...
401GO uses technology to make 401(k) more accessible to individuals and businesses of all sizes. We have a plan that’s perfect for you.
本网站(公号)所构成的观点和建议属于作者个人观点,仅供参考,且不代表本公司立场,亦不构成任何投资建议, 读者依据本网站(公号)做出的任何行为所造成的一切后果、损失,本公司及作者均不承担任何责任。如阁下发现内容存在版权问题, 请提交相关链接至邮箱: support@jiazhumeiguo.com,我们核对无误后会及时予以处理。
You'll work one-on-one with a member of our team to custom-design your 401(k) plan. We'll ensure your plan is ready to go by January 1, 2024! Get Started Now Fill out this form and one of our 401(k) experts will reach out to you within 1 business day. ...
IRS rules prohibit a company from offering other types of retirement plans to employees already covered by a SIMPLE 401(k). That said, these companies may choose to maintain a separate retirement plan for other employees not covered by the SIMPLE 401(k).1 Contributioncapsto ...
Companies that offer their employees a SIMPLE 401(k) plan must file Form 5500 every year.1 SIMPLE 401(k) Rules and Regulations Employees who are at least 21 years old and completed at least one year of service must be allowed to participate in their employers' SIMPLE 401(k) plans. They...