moral hazard - (economics) the lack of any incentive to guard against a risk when you are protected against it (as by insurance); "insurance companies are exposed to a moral hazard if the insured party is not honest" economic science, economics, political economy - the branch of social sci...
心理危险因素(morale hazard)不能与道德危险因素混淆起来,它是由于某人对于损失出现的疏忽引起的。购买保险可能会造成 … wiki.mbalib.com|基于71个网页 2. 心理风险因素 心理风险因素(Morale Hazard)是与人的心理状态有关的无形因素。又称风纪风险因素。
Moral hazarddescribes the behavioral changes that might increase the risk of loss taken because the actor will not bear responsibility should things go wrong. Insurance industry people use to term to refer to the possibility that after receiving coverage, a person might act in a risky way for pe...
Morale hazard is an increase the probable frequency or severity of loss due to an insured peril that arises from an indifferance on the part of the insured to the loss occurring.
moral hazard n. 1.The risk to an insurance company that the holder of a policy will destroy the insured property in order to collect the monetary reimbursement available under the policy. 2.The risk that an individual or organization will behave recklessly or immorally when protected from the ...