Morale hazard describes the same kind of behavioral change that might occur when a person knows insurance will cover them, but in this case, it's subconscious. The critical difference between moral hazard and morale hazard is conscious vs. subconscious, which speaks to the intent of the covered...
区别如下：道德危险因素（Moral Hazard）。指被保险人或者受益人出于谋取保险金赔款或给付的不良企图，故意制造危险事故，以至形成保险标的受损结果，或在保险标的受损时不采取减轻损失的有效措施，故意扩大保险标的的受损程度。如纵火焚烧房屋、凿沉船只、毁损车辆、受益人为谋取保险金蓄意谋害被保险人。心理危险...
In an insurance context, moral hazard is sometimes distinguished from a closely related idea known as "morale hazard." Both terms describe changes in a party's behavior after they have obtained insurance. However, moral hazard refers to conscious risk-taking that the party might engage in ...
(redirected from Morale hazard)Also found in: Thesaurus, Financial, Wikipedia. moral hazard n. 1. The risk to an insurance company that the holder of a policy will destroy the insured property in order to collect the monetary reimbursement available under the policy. 2. The risk that an ...
1. What is the difference between Moral Hazard and Morale Hazard? 2. Why Moral Hazard is important concept to insurance company? Which type of insurance coverage would most likely cause more problems resulting from moral hazard? Explain. a) Indemnity payments of $10,000 for ...
3心理风险因素Morale hazard 指与人的心理状态有关的无形因素。如人的过失，疏忽大意等 因为我是学保险...
根据其性质,通常把风险因素分成实质风险因素 (Physical Hazard八道德风险因素(Moral Hazard )、( ) ( Morale Ha
(redirected fromMorale Hazards) Thesaurus Financial moral hazard n. 1.The risk to an insurance company that the holder of a policy will destroy the insured property in order to collect the monetary reimbursement available under the policy.
相比之下，Morale hazard（心理危险因素）是一个相对较少被提及的概念，它更多地与人们的心理状态和行为...
经济学中的moral hazard应该是说在agent 的action 是hidden information的时候，principal如何设计出一个...