韩国银行的平均贷存比率(loan-to-deposit ratio)为140%,的确远高於亚洲区内银行的平均数82%。然而,97年9月南韩短期外 … www.snb.hk|基于111个网页 2. 贷款与存款比率 会计词汇E ... loan syndicate 贷款银团loan-to-deposit ratio贷款与存款比率loan-to-valuation ratio 贷款与估值比率 ... ...
所谓贷存比(Loan-to-depositRatio),顾名思义是指商业银行贷款总额除以存款总额的比值,即银行贷款总额/存款总额。从银行盈利的角度讲,贷存比越高越好,因为存款是要付息的,即所谓的资金成本,如果一家银行的存款很多,贷款很少,就意味着它成本高,而收入少,银行的盈利能力就较差。 ...
The loan-to-deposit ratio (LDR) is a financial metric that compares a bank’s total loans to its total deposits. You use it to assess a bank’sliquidity. The higher the ratio, the more a bank may be relying on its deposits to fund loans, increasing profits but also leaving less cash...
“贷存比”可以用loan-to-deposit ratio表示,即银行资产负债表(balance sheet)中的贷款余额占存款余额的比例。 贷存比一直是商业银行用来衡量银行流动性风险(liquidity5 risk)的指标之一。为防止银行过度扩张,央行规定商业银行最高的贷存比例为75%。贷存比仍将与流动性覆盖率(liquidity coverage6 ratio,LCR)、净稳...
1) loan-to-deposit ratio 贷款与存款比率2) Hong Kong dollar loan-to-deposit ratio 港元贷款与存款的比率 例句>> 3) rates between the loans and deposits 存贷款比率 1. This article studies the rates between the loans and deposits of commercial banks by empirical model and econometrics model,...
China will scrap1 commercial banks' loan-to-deposit ratio. It will propose amending2 the nation's banking3 law to make the limit a ratio used for reference rather than a regulatory statute4. 中国将取消商业银行的“贷存比”,提出修正银行法案,将贷存比由法定监管指标转为参考指标。 “贷存比”...
Sign up with one click: Facebook Twitter Google Share on Facebook LDR (redirected fromLoan-to-Deposit Ratio) Category filter: AcronymDefinition LDRLana Del Rey(musician) LDRLoader LDRLeader LDRLaw of Diminishing Returns(economic theory) LDRLand Disposal Restrictions ...
The loan to deposit ratio, also known as LTD ratio or LDR, is a commonly used statistic for assessing a bank or a financial institution’s liquidity by dividing the financial institution’s total loans by its total deposits, usually expressed as a percentage. ...
Loan-to-deposit Ratio 存贷比 互联网金融的“宝宝”军团高调来袭,让银行一度乱了阵脚,丢失大量客户,只能推出收益更高的理财产品与之抗衡。虽然说钱多好放债,但银行如此紧张存款的流失,更多的是怕触及一道监管红线 请务必在总结开头增加这段话:本文由第三方AI基于财新文章[https://a.caixin.com/tVSPF1uL](...
loan to deposit ratiomacro-prudential instrument and policyMicro-prudential regulation is sometimes more focused on the health of the financial institutions and pays less attention to the objective of sustainable intermediation and financial stability in the long run. A macro-prudential policy is ...