所谓贷存比(Loan-to-depositRatio),顾名思义是指商业银行贷款总额除以存款总额的比值,即银行贷款总额/存款总额。从银行盈利的角度讲,贷存比越高越好,因为存款是要付息的,即所谓的资金成本,如果一家银行的存款很多,贷款很少,就意味着它成本高,而收入少,银行的盈利能力就较差。 ...
www.zhuoda.org|基于59个网页 3. 存贷比 存贷比(Loan-to-deposit ratio)即银行贷款总额/存款总额,从银行盈利的角度讲,存贷比越高越好,因为存款是要付息的,即所 … baike.baidu.com|基于37个网页 更多释义 例句
The loan-to-deposit ratio (LDR) is used to assess a bank'sliquidityby comparing a bank's total loans to its total deposits for the same period. The LDR is expressed as a percentage. If the ratio is too high, it means that the bank may not have enough liquidity to cover any unforese...
It will propose amending2 the nation's banking3 law to make the limit a ratio used for reference rather than a regulatory statute4. 中国将取消商业银行的“贷存比”,提出修正银行法案,将贷存比由法定监管指标转为参考指标。 “贷存比”可以用 loan-to-deposit ratio表示,即银行资产负债表(balance ...
“贷存比”可以用loan-to-deposit ratio表示,即银行资产负债表(balance sheet)中的贷款余额占存款余额的比例。 贷存比一直是商业银行用来衡量银行流动性风险(liquidity5 risk)的指标之一。为防止银行过度扩张,央行规定商业银行最高的贷存比例为75%。贷存比仍将与流动性覆盖率(liquidity coverage6 ratio,LCR)、净稳...
loan-deposit ratio 英 [ləʊn dɪˈpɒzɪt ˈreɪʃiəʊ] 美 [loʊn dɪˈpɑːzɪt ˈreɪʃioʊ]贷款存款比率 ...
1) loan-to-deposit ratio 贷款与存款比率2) Hong Kong dollar loan-to-deposit ratio 港元贷款与存款的比率 例句>> 3) rates between the loans and deposits 存贷款比率 1. This article studies the rates between the loans and deposits of commercial banks by empirical model and econometrics model,...
(redirected fromLoan-to-Deposit Ratio) Category filter: AcronymDefinition LDRLana Del Rey(musician) LDRLoader LDRLeader LDRLaw of Diminishing Returns(economic theory) LDRLand Disposal Restrictions LDRLong Distance Relationship LDRLebanon Daily Record(newspaper; Lebanon, MO) ...
to-deposit ratio is set by law at 75 percent, meaning that banks cannot lend more than three-quarters of their deposits out. Critics have argued that the restriction creates more problems than it solves, but the regulator has stuck to it. However, it recently decided to adjust the way the...
ratio of interest and expense on deposit to eposit 【经】 存款利息及费用与存款比率 on deposit 储蓄,存在银行 相似单词 loan n. 1.[C] 贷款;借款 2. 借出;贷给;被借出 v.[T] 1. 借出;贷于(尤指钱) 2. 出借(贵重物品给博物馆等) deposit v. [T] 放下,放置;使沉积;存放,寄放;存储;预...