Insurance Usually Covers Wind, Tree DamageEditor's note: Kevin DeMarrais wrote this column in the wake ofHurricane Irene, but it's just as...Demarrais, Kevin
Lost items aren't covered without extra coverage. Does Lemonade’s homeowners insurance cover roof leaks? Roof leaks are covered if they're caused by sudden unexpected perils, like a tree coming through your roof, but not if they're from long-term deterioration. Damage that is the result of...
If a tree falls over or is damaged by a lightning strike and it does not fall on your house or cause any other damage, your insurance policy may provide coverage. In some cases, you will have to have an additional coverage rider to be covered for this situation. Other policies provide p...
Coverage for tree damage will depend on why it falls. If the tree is healthy and falls due to wind, it may be covered. If the tree is unhealthy when it falls, the cause may be considered to be a lack of maintenance, which isn't covered by your policy. Regardless of condition, the...
Most standard homeowners policies will cover some damage caused by hurricanes—mostly related to the heavy wind that, say, rips shingles off a roof or causes a tree branch to snap and crash into a window. Also, homeowners insurance policies in some hurricane-prone states won’t pay for wind...
Tree surgeon insurance makes sense for a lot of reasons, some or all of which might apply to your business. Policies can protect against: Claims made on the basis of personal injury or damage to property concerning a member of the public. ...
Your insurance company will be thinking, "Is there any way we can blame somebody else for this damage?" Let's consider the example of a tree falling on your house as a result of a windstorm. The default position is that you are "probably" covered for the damage under your insurance -...
That shiny new car should have collision coverage, as totaling it would be a giant loss. But if you drive an old beater, it might be time to cancel the collision part of your policy and just pay for the part that covers injuries and damage you may cause other cars and their drivers....
Comprehensive Comprehensive insurance coverage pays for damage to your car due to environmental factors like floods, fires and fallen tree branches. It also covers damage to your car due to vandalism and helps cover costs if your car is stolen. Uninsured/underinsured motorist If you’re in an ac...
risk to be explicitly stated for it to not be covered. For example, if the contract does not state "tree damage" as an omitting risk, then if a tree were to fall on the insured property under an all risk policy, since the tree was not explicitly mentioned, the damage would be ...