By definition, renters insurance does not cover the dwelling, other structures or any of the permanent fixtures of the home. Most renters policies exclude damage to your personal items caused byearthquakesandflooding. While earthquake coverage can often be purchased as an endorsement, you may need ...
If a hurricane pounds your area with rain or a nearby river overruns its banks, your dwelling coverage usually won’t pay for any resulting water damage to your home. If your home is at risk, you can buy flood insurance through the federal government or a private company. Seehow to choos...
Collision:If you collide with something like another vehicle, a tree or a pole, your collision coverage will help pay to repair or replace your vehicle. Comprehensive:Often called “other-than-collision,” this section of your policy covers damage to your vehicle caused by a wide array of sit...
But here’s the deal:Comprehensive insuranceonly covers damage to your vehicle caused by somethingotherthan a collision. So it could be anything from vandalism, fire and theft to animal damage or a tree that decides to use your car to break its fall during a storm. What Other Policies Could...
Hurricane insurance usually refers to an extra deductible on a homeowners policy that specifically covers hurricane-related damage in high-risk areas.
Comprehensive auto insuranceprotects you financiallyfrom theft, natural accidents, and weather-related damage. This means you won't end up paying out of pocket if a tree falls on your car or a thief steals your catalytic converter. There are downsides. If you are in an accident, comprehensive...
Insect damage:Many reclaimed wood dealers kiln-dry their products to kill insects. They look for evidence of insect activity as infestations can quickly spread from one piece of reclaimed wood to another. Nails and screws:Old pieces of wood often have nails and screws embedded in their lengths....
The leaves of the Kratom tree are plucked and dried. You can then crush the dry leaves and grind to make them into powder. Products There are a variety ways in which you can use the powder. You can use it as tea leaves to prepare tea. It has a great aroma though with a bitter ta...
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Tree Damage: the Ultimate Convenience! Introducing Tree Damage In some instances when a tree falls on a home, an insurance carrier will supply the homeowner with an overall contractor who’s accountable for handling all facets of repair, including finding a tree services. Trees have a distinctive...