» MORE: Does homeowners insurance cover tree removal? In addition to the roof itself, your policy may cover related damage to other parts of your home. For example, if a covered roof leak ruined a mattress and part of the floor in an upstairs bedroom, your insurer would typically pay ...
Common accidental home fires include kitchen, electrical, and fireplace or candle mishaps. Here’s how policy coverages work for fire damage: Dwelling Homeowners insurance typically helps repair the structure of a home damaged by an accidental fire, as well as attached structures, like a garage. ...
damage to your home. Although it can help with a lot of things, home insurance doesn’t cover everything. Depending on where you live and how much stuff you have, you might consider building out your policy with endorsements, or add-ons. Knowing what homeowners insurance does and does not...
When considering your policy, knowing the answer to questions like “what damage does car insurancenotcover?” is important to fully protect yourself financially. With minimum liability coverage, you miss out on physical damage coverage for your car. If you want the insurance company to pay for ...
Food spoilage: Your insurance will cover refrigerated food loss if your home loses power for an extended period. Building alterations: If you’ve added or upgraded your rental, your insurance will likely cover any damage. While these are often included in renters insurance, there can be a lot...
What does car insurance cover? All car insurance policies have two types of coverage: liability coverage and physical damage. Liability coveragerefers to coverage in the case ofbodily injuryorproperty damagetootherpeople (or their stuff) as a result ofyouractions. In other words, it kicks in wh...
Usually, it also covers damage in a collision with an object, like a guardrail, pole or tree. In some states, like Massachusetts, collision insurance may even apply regardless of fault and may apply in hit and run situations. What is comprehensive coverage and what does it cover? Generally ...
Homeowners Insurance:Includes coverage a homeowner buys to protect the value of his or her home in case of damage from a covered peril. While we’re talking about subtle differences in insurance terminology, you should also know dwelling coverage isn’t the same as homeowners coverage. ...
Comprehensive auto insuranceprotects you financiallyfrom theft, natural accidents, and weather-related damage. This means you won't end up paying out of pocket if a tree falls on your car or a thief steals your catalytic converter. There are downsides. If you are in an accident, comprehensive...
When a sewer backup causes significant damage to your property, it may render your home temporarily uninhabitable. In such cases, sewer backup insurance can provide coverage for additional living expenses, ensuring that you and your family have a place to stay while your home is being repaired or...