If homeowners insurance doesn’t cover fallen trees, what will? You’ll be covered under your homeowners insurance policy as long as the fallen tree matches one of the requirements listed above. However, if the tree falls due to a non-covered peril or makes a clean fall without damaging pro...
In general, standardhomeowners insurancepolicies cover renovations. However, it's to your advantage to check with your agentbeforethe project gets underway to make sure that you will be adequately covered during and after the renovation. There are two key reasons why this is important: Your existi...
Homeowners insurancetypically covers a broad range of possible damages. Your actual physical dwelling and other structures on the property should be covered, like a garage, fence, driveway, or shed. However, if you run a business on your property in a separate structure, homeowners insurance gene...
Standard homeowners insurance policies usually cover damage due to fire, both house fires and wildfires, as well as smoke damage. Your policy should pay to replace or repair the house's physical structure, permanent fixtures, appliances and attached structures, as well as your personal belongings....
Each homeowners insurance policy will look slightly different depending on the coverage you choose, the add-ons you include in your plan, and where you live. If you’re considering purchasing homeowners insurance, it’s important to understand what your policy will cover. ...
Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a homeowners policy doesn’t just cover your house and your stuff. It can also pay to defend you from lawsuits or cover medical bills for someone who gets hurt on your property. And if you can’t ...
a house fire can be catastrophic for homeowners. assuming you have insurance, there is a good chance that those damages would be covered. but there are exceptions. table of contents how does home insurance cover fire damage? does homeowners insurance cover wildfire damage? when doesn’t ...
Licensed Insurance Agent When people think of insurance for their living space, home insurance coverage is often the first thing that comes to mind. However, homeowners aren’t the only ones who benefit from coverage. Anyone who rents their home is eligible inbuying renters insurance, whether the...
To avoid costly repairs that your policy might not cover, it’s a good idea to maintain your home regularly. Identity theft Homeowners insurance typically does not cover expenses related toidentity theft, but many carriers offer identity theft coverage as a home insurance endorsement. Some insurers...
Homeowners insurance for animal damage: what is and is not covered Most standard homeowners insurance policiesexclude damage from neglect. Because animal and insect infestations can often be avoided with regular pest control treatments, insurers usually consider the damage largely preventable. This typicall...