wind, rain or ice. If your house ever becomes uninhabitable due to damages and you need somewhere to stay, like a hotel, while repairs are made, your insurance will also cover these additional living expenses. Take a look at the different types of damage covered by standard homeowners insuran...
Home insurance vs title insurance It’s worth noting that home insurance is distinct from Property Title Insurance.Home insurancecovers the buildings, certain personal items, and third party liability should someone injure themselves or, for example, if a tree or wall falls onto an adjoining propert...
Home or house insurance covers your property and possessions from damage or loss from things like fires, flooding, storms, and theft. Legally, you don't need it, but it’s a good idea to have some protection in place. If you need to claim, it might cover the costs of any repairs. ...
Theft & vandalism Standard home insurance includes protections in case your home or belongings are vandalized or stolen. ✔️ Fire Many causes of house fires are covered, as specified in your policy. ✔️ Hail & wind A standard policy usually provides reasonable protections against hail ...
Britteny Dee is a staff editor with more than a decade of journalism experience and three years of experience covering home services. Dee is a home services editor for U.S. News & World Report, focusing on home warranties and medical alerts. Prior to joining U.S. News, Dee was a content...
Britteny Dee Staff Editor, U.S. News & World Report Britteny Dee is a staff editor with more than a decade of journalism experience and three years of experience covering home services. Dee is a home services editor for U.S. News & World Report, focusing on home warranties and medical al...
Another expense that many buyers forget about is homeowner’s insurance. It’s essential to have insurance coverage to protect your investment in case of damage or accidents on your property. Maintenance and repairs are also expenses that should not be ignored. Last but not least, don’t ...
imperfections may be obvious, like a crack in the tile, while others may have been disclosed to you before the sale by the seller or thehome inspector. The seller may agree to fix some of these issues, but who’s responsible for the repairs if you find problems with a ho...
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Ours was an Elvis house. We loved the music, the style, and the voice. On January 14, 1973 the Curtis Mathes was tuned to Aloha from Hawaii. For no one in my nuclear family to utter a word for over an hour proved how captivated we were. Daddy surprised my mother with a trip to ...