Prior to thefinancial crisis of 2008, when the housing bubble burst, certain actions on the part of lenders could qualify as moral hazards. For example, a mortgage broker working for an originating lender may have been encouraged through the use of incentives, such as commissions, to originate ...
The phrase “moral hazard” originally comes from the insurance world and is based largely on the fact that each party has different information regarding a situation – specifically,differing informationon the actual level of risk. The issue of misinformation or unequal information is that both part...
For better or worse, a speculative risk is a type of investment risk in which the outcome is unpredictable if the risk is taken on. Almost all investment activities are fraught with some degree of risk. Some hazards, on the other hand, are more dangerous than others. For example, ...
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Exploring the Principles of Portfolio Theory in Corporate Risk Management of Hazards and the Four Main Elements of an Insurance Premium Exploring the Relationship Between Dietary Energy, Fat Intake, and Optimal Health Exploring the Relationship between Pressure Groups and Science Exploring the Rich ...
Autonomous systems will likely make decisions that have moral and ethical implications, raising questions around control and accountability to ensure they behave in ethical ways. Resource consumption As with AI, using AGI in the real world would require unprecedented levels of electricity supply and com...