This paper investigates the relationship among digital financial literacy (DFL), current saving behavior, current spending behavior, and foresight of future spending and saving behavior among Indonesian millennials. This research uses structural equation modeling to estimate the relationship among the ...
“Mobile banking and access to digital wallets play an increasingly important role in building financial well-being, managing finances, and being part of the modern-day economy,” says Adam Davis, Vice President of Financial Health, Inclusion, and Liquidity at Capital One. “Digital literacy, ...
Furthermore, financial literacy plays a more important role in promoting the use of digital financial services among disadvantaged groups, such as families with low income and wealth, the elderly, and residents in rural areas, compared with their counterparts....
Advances in Social Science, Education and Humanities Research, volume 658 4th Social and Humanities Research Symposium (SoRes 2021) Digital Financial Literacy and Digital Supervisory in Financial Services (Basic Legal Protection For Consumer) Ratna Hartanto* Faculty of Law Universitas Islam Indonesia ...
Digital Literacy: 在数字时代,这个数字素养意味着能够使用数字设备,理解和评估在线信息,参与数字交流等。 Financial Literacy: 理解财务和投资的基本知识,能够做出明智的经济决策。 Cultural Literacy: 对文化事务有广泛的了解和理解,能够欣赏不同文化的...
it takes certain computer literacy and self-learning capacity for people to use internet-based digital finance. Less educated households also lack the knowledge reserves required for starting a business. Notably, findings in this sectio...
Financial literacyrefers to your ability to understand and apply financial skills, like budgeting and investing. Yet, it’s something that isn’t exactly taught in school. As an adult, you are thrown into a world where you all of a sudden have to manage bills, mortgage or rent payments, ...
Individual characteristics (manager age, education, and experience) can also impact the effectiveness of financial literacy (Barcellos and Zamarro, 2021; Garg and Singh, 2018), which has significant implications for financial inclusion (Goyal and Kumar, 2021; Schuetz and Venkatesh, 2020). Lack of ...
computeranddigital literacyandthe undeveloped info- and infra-structures created additional barriers [...] unesdoc.unesco.org unesdoc.unesco.org 计算机和数字素养较差以及信息设施和基础设施开发不足,为边缘化群体在因特网上获取信 息和知识设置了额外的障碍。
Digital financial literacy (DFL) is emerging as a key enabler that involves a set of knowledge, awareness, and abilities, which includes some aspects of financial literacy (FL) and digital literacy (DL), but also specific features and risks that are particular to DFS. This chapter focuses on...