This paper investigates the relationship among digital financial literacy (DFL), current saving behavior, current spending behavior, and foresight of future spending and saving behavior among Indonesian millennials. This research uses structural equation modeling to estimate the relationship among the ...
China’s digital economy - not least digital finance - has developed rapidly, as evidenced in the broad usage of Alipay and WeChat Pay. Growing availability and convenience of financial services as a result of digital finance have...
There are more research on the direct or indirect effects of digital finance on economic growth than there are on the effect of digital finance on the effectiveness of urban green economies. Based on the database for the growth of digital financial inclusion and the China Family Panel Studies, ...
1.3 Research Objectives and Research Questions 1.3.1 General Objective DFI through the emergence of DFS has been promoting financial inclusion in achiev- ing the Sustainable Development Goals (SDG) in reducing inequality and unbanked problem in recent years. This study aims to identify the key ...
The study aims to identify the determinants of digital financial inclusion (DFI) and its role in micro enterprises’ ease of doing business. The study is based on the World Bank’s Enterprises Survey of Micro Firms (ESM) 2022 data of 998 micro-enterprises. The variables that measure access ...
This paper investigates digital financial inclusion by focusing on the limited adoption of digital financial technology (FinTech) among informal businesses in Cape Town. There are multiple FinTech products and services that can benefit individuals such as informal business owners to improve their business...
AmericaandtheCaribbeanandtheUnitedNationsInstituteforTrainingandResearch. Thecover,graphicsandlayoutwereundertakenbyNadègeHadjémianandGillesMaury.The 2024reportwaseditedbyRomillyGolding.DianaQuirosprovidedadministrativesupport. FinancialsupportfromthecoredonorsoftheE-commerceandDigitalEconomyprogramme, namelyAustralia,German...
and make better use of the anonymised data that currently exists. And the need for improved data literacy has been addressed by the Government in itsQuantifying the UK Data Skills Gap policy paper. In his ministerial foreword, The Rt Hon John Whittingdale OBE MP, Minister of State for Media...
financial services, promote entrepreneurship, and spur economic growth, particularly in emerging economies. Moreover, research by Al-Smadi (2023) highlights the transformative impact of mobile money and digital payment systems in enhancing financial inclusion and reducing poverty by providing underserved ...
Often, individuals lack digital and financial literacy and skills, which prevents them from using financial services to help them better deal with shocks and build their resilience and incomes. This activity will better assess demand and supply-side market conditions to understand Guatemalan customer ...