The United States has been a leader in applying its anti-money laundering and countering the financing of terrorism (AML/CFT) framework in the digital asset ecosystem. It has published relevant guidance, engaged in regular public-private dialogue, used its enforcement tools, and led in setting in...
Rosen Digital’s Financial Literacy database makes economics and personal finance easy to understand and highly engaging. Articles explore macro-, micro-, and global economics as well as personal and household finance. Users will learn to manage credit and debt, save and invest with confidence, pl...
This result suggests that the impact of financial literacy increases with the complexity of digital finance. Furthermore, financial literacy plays a more important role in promoting the use of digital financial services among disadvantaged groups, such as families with low income and wealth, the ...
全国财务能力调查(NFCS)还强调帮助个人做出正确的财务决策和妥善理财的重要性。为此,国家财务教育计划(MoneySense)与行业伙伴合作,在新加坡人中宣传积极的理财行为和态度。此外,MoneySense 的合作伙伴理财通识学院(Institute for Financial Literacy)在工作场所和公众中提供有关财务规划主题的免费讲座和研讨会。
Journal of Economic Literature (JEL) codes: E42, D14, G20, G53 Keywords: financial exclusion, electronic payment systems, financial literacy, digital finance, cash usage, payment infrastructure, bank of the future 1. Introduction In the 21st century, we manage the economy and our daily lives ...
Money management is an essential part of modern life and yet half of EU adults lack basic financial knowledge. With the capital markets union back on the political agenda and the digitalisation of finance, now is the time for an urgent rethink of the financial literacy agenda –...
Financial literacy can help individuals reach their goals: By better understanding how to budget and save money, individuals can create plans that define expectations, hold them accountable to their finances, and set a course for achieving important financial goals. Though someone may not be able to...
The money question 30-somethings are most likely to ask Regulatory shift means more meaningful answers will soon be possible December 2 2023 Claer Barrett The untimely death of the funeral The rise of direct cremations might save money, but what would mourners lose?
Financial literacy is an essential skill that everyone should possess in order to navigate the complex world of personal finance. It involves understanding how to manage money, make informed financial decisions, and plan for the future. Unfortunately, many people lack the necessary knowledge and skill...
There has been limited improvement in financial literacy in the four countries — the US, Italy, Spain and Poland — that have taken part in the Pisa test since it first began in 2012. In each of the four countries, more than one in seven students still lacks basic money skills, based ...