If you want more time to pay off debt, the Citi Simplicity® Card offers a 0% APR for the first 21 months on balance transfers from the date of the first transfer and 0% APR for 12 months on purchases from the date of account opening (after, 18.24% - 28.99% variable APR; see ra...
3. Pay off your balance Once your balance has been moved to a new credit card, you'll start paying it down according to the terms on the new card. For example, if the card offers an introductory 0% APR on balance transfers, you'll be able to make interest-free payments during the ...
You can also consider applying for a high-limit credit card for your balance transfer, but remember that many of the best high-limit credit cards don’t have intro APR offers. Ideally, you’ll find a credit card with a high limit that also offers 0 percent APR on balance transfers for ...
The U.S. Bank Visa Platinum Card offers those in need of a 0% intro APR card for both purchases and balance transfers some much needed relief from other higher interest cards. Photo illustration by Fortune; Original photo by usbank.com...
Citi Simplicityoffers a 0% intro APR on balance transfers for21 monthsand 0% intro APR on purchases for 12 months. After that, a variable APR, currently 18.49% to 29.24% depending on your creditworthiness. There is an introductory balance transfer fee of $5 or 3% of the amount of the tr...
0% Interest on a credit card balance transfer is temporary The duration of the introductory 0% APR balance transfer offer varies based on individual credit card company offers. After the introductory period, the remaining transferred balance is subject to the card’s standard interest rate. You ...
You will find competitive rates on credit cards, and you can see on the left panel that you can choose from more low rate credit cards like 0%balance transfer credit cards,0% intro APR credit cards, andcashback credit cards. We make it easy to compare credit card offers by placing all ...
And if you're looking to finance a large purchase, the card offers a 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 18.24%-27.24% Variable APR. The annual fee is $0. Alternative pick: For credit cards with a similar rewards structure, also...
"If you have good credit, you can apply for a new credit card with one of these introductory offers," she says. "The transferred balance will not accumulate interest during this period, which allows 100% of your payments to go toward reducing the...
offer and look for one with clearer terms; take the 0% balance transfer offer, but don't use the card for any purchases until the balance transfer is paid off; or choose a credit card that offers a 0% introductory APR for the same number of months on both balance transfersandnew ...