Benefits of a balance transfer credit card 0% Interest on balance transfersfor up to 27 months 0% for up to 27 months on balance transfers made within 90 days of account opening (3.49% fee, min £5)*. 0% Interest on purchasesfor 3 months ...
This site does not include all card companies or all card offers available in the marketplace. Terms Apply. Show Summary Best Balance Transfer Credit Cards of November 2024 Citi® Diamond Preferred® Card: Best feature: 21-month 0% introductory rate on balance transfers. Citi Rewards+® ...
If you think you may end up carrying a balance at some point, consider a credit card that offers no interest on balance transfers for a set period of time — this can range from six months to up to 21 months. During the introductory 0% APR period, you can pay off debt without paying...
Choose from your Chase cards to see if you have eligible balance transfer offers. Enter amount Select an offer, then enter the amount and the credit card to transfer from. Complete transfer Accept the Terms and Conditions. Most transfers are processed within one week. Learn more about balance ...
And there are plenty of excellent deals to be had; see NerdWallet's best balance transfer credit cards for some top-notch options. But before making a move, keep in mind that balance transfers also come with fees, rules about what you can transfer and certain credit requirements. If you ...
By the way, if you have only a fair credit score, it's still worth looking at balance transfer card options. You won't get a 0% intro APR, but it's possible that you'll find a card that offers a lower APR than the rate you're currently paying on your credit card. If you're...
Ultimately, banks and creditors pitch low interest-rate balance transfers offers with the hope you’ll carry the balance with them, and eventually pay a good amount of interest to their bank instead of your existing one. After all, most consumers don’t have the responsibility and know-how to...
Featured balance transfer credit card offers Best for 0% intro APR, 12 months from account opening on qualifying balance transfers, plus unlimited 2% cash rewards: Wells Fargo Active Cash® Card (after that, 19.74%, 24.74%, or 29.74% ...
and know your exact credit limit. However, the sooner the better, as many 0% APR balance transfer offers should be initiated and completed within a specified period of time. For example, with theCiti Rewards+®Card, all balance transfers should be completed within 4 months of acc...
options are to pass on the offer and look for one with clearer terms; take the 0% balance transfer offer, but don't use the card for any purchases until the balance transfer is paid off; or choose a credit card that offers a 0% introductory APR for the same number of months on both...