We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Balance transfer fee 5% of each balance transfer; $5 minimum Credit score (700 – 749) Good, Excellent Why it’s the best Pros New applicants receive four months to complete qualifying balance transfers and get intro APR financing. 21 months of intro APR financing from the date of the...
Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.24% - 28.24% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purch...
which is more than enough time to make your transfers. In terms of fees, the card does not come with any annual fees, which is great. However, you will need to pay a 3% balance transfer fee.
Balance transfer fee 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* Foreign transaction fee None Credit needed Good / Excellent *See rates and fees, terms apply. Generous intro-APR offer applies to purchases and balance transfers ...
Unlike with some checking or savings accounts, you won't get charged a monthly maintenance fee on your CD account. Many CD accounts charge early withdrawal fees, but you'll only see that fee if you cash out your CD before its maturity date. Terms Explained CD ladder. A CD ladder is a...
4 months. This unique card has no late fees and no penalty interest rate. You also get 0% Intro APR on purchases for 12 months from date of account opening. After the intro APR offer ends, a variable APR will apply. There is a 3% balance transfer fee ($5 minimum). No annual fee....
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater. Foreign Transaction Fee $0 Our Take Why this is one of the best travel credit cards: The Chase Sapphire ...
Balance transfer fee of 5% (min $5) Investopedia's Rating 3.5 Recommended Credit Score: 670–850 Annual Fee: $95 Bonus Offer: 30,000 Bonus points for spending $3,000 in the first 3 months Rewards: 4 Bonus and 5 Base points per eligible $1 spent at Hyatt hotels; 2 Bonus points at...
You’ll also pay a 5% fee (with a $5 minimum) on any balance transfers made to theCiti Diamond Preferred, which is higher than average for a balance transfer fee. However, the extra time you’ll get with no interest on your balance transfers may make the higher fee worth it. ...