Balance transfers must be completed in the first four months. A balance transfer fee of either $5 or 5% of each transfer, whichever is greater, applies. Foreign transaction fees: 3%. Perks and benefits: Free FICO Score and Citi Entertainment access. Best balance transfer card with an intro ...
Citi Simplicity® Card * Bankrate score 4.5 Hover to learn moreBankrate review Add to compare Recommended credit score:(670 - 850) Hover to learn more Balance transfer intro APR 0% for 21 months on Balance Transfers Regular APR 18.24% - 28.99% (Variable) Rewards rate N/A Annual fee $0...
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.24...
but this does not influence our evaluations or ratings. our opinions are our own. the best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% apr for balance transfers. using a balance transfer card wisely can save you hundreds, or even thousands, of dol...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
0% balance transfer period of 15 months. Not only this, but the card also comes with 15 months of purchases at 0% interest, which is great. However, don’t forget – if you’re looking to reduce your debt levels you should try to refrain from using the card to make impulse purchases...
Calculate the balance transfer fee.Make sure not to overlook a credit card's balance transfer fee terms. This fee is usually due upfront and is calculated based on how much you transfer over. Take note of the 0% APR rate period.Be sure to pay off your balance transfer amount before the...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Why it’s great in one sentence: TheCiti Double Cashcard is extremely simple, since you earn 2% cash back on every purchase — 1% when you buy, 1% when you pay your statement — all for no annual fee. This card is right for: People who want a balance t...