We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
How do no-fee balance transfer cards work? Balance transfer credit cards with zero fees work just the same as any other balance transfer credit card, just they don’t charge an upfront fee to transfer your balance. A balance transfer card allows you to move credit card debts from other ca...
No annual fee. Cons Only 12 months of intro APR financing on new purchases. No rewards. No meaningful card benefits outside of the intro APR. Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the...
Balance Transfer Fee:Either $5 or 5% of the amount of each transfer, whichever is greater. Welcome Offer:None Annual Fee:$0 Read our Review All information about Chase Slate Edge has been collected independently by allCards.com. Chase Slate Edge is no longer available through allCards.com. A...
Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.24% - 28.24% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purch...
Hotel Credit Cards Low Interest Credit Cards Military Credit Cards Restaurant Retail Store Secured Credit Cards Travel Cards With No Annual Fee Unsecured 0% Introductory APR Credit Cards Airline Balance Transfer Credit Cards Business Cash Back Credit Cards Rewards Credit Cards Student Credit Cards Top ...
We factored in each card's transfer fee, the length of the 0% interest period and any interest you'd pay once the intro period ends. Read more about our methodology below. Best balance transfer credit cards of 2022 Intro 0% APR for up to 21 months Wells Fargo Reflect® Card Citi®...
Balance transfer cards have the power to drastically cut your payments with 0% APR. But there's a cost, and rules to follow.
Combined with no minimum balance requirement and a 14-day grace period, which is four days longer than most, you’ll have more time to see what the market is doing and to decide whether to reinvest your funds into a new CD or to cash out. Those looking for extremely short or long-...
Calculate the balance transfer fee.Make sure not to overlook a credit card's balance transfer fee terms. This fee is usually due upfront and is calculated based on how much you transfer over. Take note of the 0% APR rate period.Be sure to pay off your balance transfer amount before the...