Why you'll like this: You can enjoy of a solid intro APR on both purchases and balance transfers, a low transfer fee and a chance at lower-than-average ongoing APR. Editor's take Best credit union balance transfer card Gold Visa® Card * Bankrate score 3.6 Hover to learn moreBankrate...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
A balance transfer credit card may be worth it as long as the 3% to 5% fee won't cost more than the interest you'll save if you do the transfer. Run the numbers and see if it makes sense for you. If the numbers work, it's a golden opportunity to get out of debt while paying...
Intro balance transfer fee Cons No intro APR period on purchases Read full review A BEGINNER'S GUIDE TO CREDIT CARDS BACK TO TOP The idea behind credit cards is simple: When you use a credit card, you are borrowing money to pay for something. Later on, you must repay what your borrowed...
Citi® Diamond Preferred® Card Rewards None Welcome bonus None Annual fee $0 Intro APR 0% for 21 months on balance transfers; 0% for 12 months on purchases Regular APR 17.49% - 28.24% variable Balance transfer fee 5% of each balance transfer; $5 minimum. Balance transfers must be compl...
The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and ...
3 Balance Transfer Credit Cards With No Balance Transfer Fees 1. Navy Federal Credit Union Platinum Credit Card 2. SchoolsFirst Federal Credit Union Inspire Mastercard® 3. Edward Jones World Mastercard® Is a Credit Card with No Balance Transfer Fee Better Than a Credit Card With a Long 0...
A balance transfer credit card can be an excellent tool for saving money on interest charges and taking control of your credit card debt. But before applying, consider how long the promotional period is and whether there is a balance transfer fee. The best balan...
Annual Fee: $0 Regular APR: 17.74%–28.49% variable Intro Purchase APR: 0% for 12 Months Intro Balance Transfer APR: 0% for 21 Months Learn More Why We Chose It The Citi® Diamond Preferred® Credit Card is an excellent choice for transferring a balance. It offers a 0% introductor...
Annual Fee: $0 Regular APR: 17.74%–28.49% variable Intro Purchase APR: 0% for 12 Months Intro Balance Transfer APR: 0% for 21 Months Learn More Why We Chose It The Citi® Diamond Preferred® Credit Card is an excellent choice for transferring a balance. It offers a 0% introductor...