Comparing a shorter no-fee balance transfer vs. a longer one with a modest fee.As of January 2024, the average credit card interest rate is roughly24% APR(!). If you are paying 24% APR, that’s like paying 2% on your balance everymonth(!). Paying a 3% upfront fee for an 21 mon...
Balance transfer 13.67% 22.8% No balance transfer fee 20.26% 23.57% Excellent credit 14.68% 22.09% Good credit 14.92% 23.22% Fair credit 21.85% 26.51% Bad credit 20.15% 22.85% Starter cards for building credit 17.85% 22.37% 0% APR 13% 23.15% Low interest 13.66% 23.12% No annual fee 15.28...
But keep in mind that a separate APR can apply for new purchases, even while a balance transfer APR is in effect. So make sure you review all the interest rates—in case there are multiple—and any fees, like a balance transfer fee or foreign transaction fees. What is the average APR ...
Open a Huntington Checking Account If you want a basic checking account with no monthly maintenance fee, or an interest-earning checking account, we've got the options that are right for you. Learn More Types of APRs for Credit Cards There are different types of APRs that may apply depending...
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. Regular APR 17.49%, 23.99%, or 29.24% variable APR Balance transfer fee 5%, min: $5 Foreign transaction fee 3% Credit needed Excellent/Good See rates and fees, terms apply. No annual fee Long in...
Balance Transfer Credit Cards Credit Cards to Build Credit No Annual Fee Credit Cards Intro APR Credit Cards Credit Cards for No Credit Instant Use Credit Cards Card Smarts & More Card Smarts Getting a Credit Card Using a Credit Card Credit Card Rewards Credit Card Interest Calc...
Balance Transfer APR: This rate applies to balance transfers. Usually, it is higher than the Purchase APR. Cash Advance APR: This rate applies to cash advances. It is typically higher than both the Purchase and Balance Transfer APRs. Penalty APR: A penalty APR may apply if you are late wi...
3% foreign transaction fee No rewards program View More Who's this card for?TheCiti Simplicity® Cardis a great option for consolidatingexisting credit card debtfrom other cards. Intro APR offer:You'll earn a 0% intro APR for 21 months on balance transfers from the date of the first trans...
When I compared it to the Citi® Diamond Preferred® Card (a card with a similar offer) I noticed that the Citi Simplicity had no late fees, a lower balance transfer fee as an intro offer and no penalty APR rate. That was a no-brainer for me. The only other advantages of the ...
Earn 1.5% cash back on all purchases with no caps or limits. PenFed Honors Advantage Members earn 2% cash back on all purchases. $100 bonus offer statement credit when you spend $1,500 in the first 90 days of account opening. Introductory Balance Transfer APR for 12 months, 3% fee applie...