BT 还有手续费 Transfer Fee 存在,不同信用卡对此收费不一样。一般在 0%～3% 不等。 举例来说,A 信用卡公司开卡 30 天内的 BT 是 2% Fee, 12 个月的 0 APR 期。假如你在开卡 30 天内申请 BT 3000USD. BT 成功后你欠信用卡公司 3000* (1.02) =3060 ...
Balance Transfer Credit Cards Credit Cards to Build Credit No Annual Fee Credit Cards Intro APR Credit Cards Credit Cards for No Credit Instant Use Credit Cards Card Smarts & More Card Smarts Getting a Credit Card Using a Credit Card Credit Card Rewards Credit Card Interest Calc...
Balance Transfer APR —A balance transfer APR is almost the same as a purchase APR; however, the former often accrues interest immediately. There is no grace period like with purchases. Note that users will be charged with a balance transfer fee—which is not included in the actual APR—whe...
Balance transfer fee If you use an intro APR credit card to consolidate debt, the account will likely feature a balance transfer fee. Balance transfer fees commonly range between 3% to 5% of the amount you move to your new account. So, you’ll want to do the math and make sure consolida...
Balance transfer APR:Applies to balances transferred from one credit card to another. It’s often lower than the purchase APR, but may only apply for a limited time. Cash advance APR:This APR applies to cash advances taken out on a credit card. It’s typically higher than the purchase APR...
4 months. This unique card has no late fees and no penalty interest rate. You also get 0% Intro APR on purchases for 12 months from date of account opening. After the intro APR offer ends, a variable APR will apply. There is a 3% balance transfer fee ($5 minimum). No annual fee....
But keep in mind that a separate APR can apply for new purchases, even while a balance transfer APR is in effect. So make sure you review all the interest rates—in case there are multiple—and any fees, like a balance transfer fee or foreign transaction fees. ...
There's an intro balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that it's either $5 or 5% of the amount of each transfer, whichever is greater. It's never wise to carry a ...
Citi Diamond Preferred Card 信用卡簡介 特色 對於消費前18個月 0% intro APR(APR 即年利率)。 對於 balance transfer 前18個月 0% intro APR(APR 即年利率)。 無年費。 缺點 沒有那種通常的送點數的開卡獎勵。 沒有消費返現。 Balance Transfer fee 是存在的:5% 的費用(最低$5)。 建議申請時間… ...
是指银行对使用信用卡收取的费用,比如 interests,over-limit fee,balance transfer fee,cash advance fee。一般的信用卡消费并不在此列。 Grace period 宽限期,是指你欠了钱但不需要支付利息的阶段。我们在使用信用卡购物时从账单出来到还款期限due date通常都是有一段时间的,在这期间不还钱是不需要支付利息的。