Balance transfer intro APR 0% for 21 months on Balance Transfers Regular APR 18.24% - 28.99% (Variable) Rewards rate N/A Annual fee $0 Why you'll like this: It comes with one of the longest balance transfer offers on the market, and it’s one of the only cards that doesn’t charge...
Regular balance transfer APR 17.24%, 23.74%, or 28.99% variable Balance transfer fee 5% for each balance transfer, with a minimum of $5 Credit score (700 – 749) Good, Excellent Why it’s the best Pros Get 21 months of intro APR financing on purchases and qualifying balance transfe...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
Regular APR 13.50% - 18.00% variable Balance transfer fee None Foreign transaction fee None Credit needed N/A Terms apply. If rewards are a priority and you want to continue getting value from the card after paying off the transferred balance, you have more options. For example, the Chase ...
extra-long intro period + no late fees balance transfer intro apr 0% intro apr on balance transfers for 21 months purchase intro apr 0% intro apr on purchases for 12 months regular apr 18.24%-28.99% variable apr annual fee $0 rewards rate n/a intro offer n/a recommended credit score ...
0% APR doesn’t mean a $0 balance transfer fee Keep in mind that an interest charge isn’t the same as a balance transfer fee, which is typically a percentage of the amount you transfer. Before transferring a balance, make sure that the balance transfer fee won’t cost more than you’...
That said,credit cards with a zero percent introductory APRcan still help you get out of debt and save money along the way. How much you can transfer depends on the credit limit on your new card, which your card issuer determines using factors like your credit score and income. You won’...
Card Rate 4 (APR) % Introductory Interest Rate (APR) Introductory Term (months) Annual Fee Balance Transfer Fee Let's see what's right for you. Calculate SavingsEstimated monthly savings reflect the regular interest rate you entered which may be different from the regular rate you quali...
Balance transfer credit cards offer low introductory APRs that can help you pay your balance down faster.