Comparing a shorter no-fee balance transfer vs. a longer one with a modest fee.As of January 2024, the average credit card interest rate is roughly24% APR(!). If you are paying 24% APR, that’s like paying 2% on your balance everymonth(!). Paying a 3% upfront fee for an 21 mon...
Chase Freedom:最超值,会寄支票给你,也可以在 online account 查看 BT Offer,会出现 0 APR 0 Fee 的情况。 Discover It:会在 Online 给你两个选项,一种是 18 月 0 Fee,低 APR(4.99%)一种是 12 月 0 APR, 3%Fee。 BOA: 18 月 0 APR, 3%Fee 当然,老卡一般...
Citi Diamond Preferred Card 信用卡簡介 特色 對於消費前18個月 0% intro APR(APR 即年利率)。 對於 balance transfer 前18個月 0% intro APR(APR 即年利率)。 無年費。 缺點 沒有那種通常的送點數的開卡獎勵。 沒有消費返現。 Balance Transfer fee 是存在的:5% 的費用(最低$5)。 建議申請時間… ...
Citi Diamond Preferred Card 信用卡簡介 特色 對於消費前18個月 0% intro APR(APR 即年利率)。 對於 balance transfer 前18個月 0% intro APR(APR 即年利率)。 無年費。 缺點 沒有那種通常的送點數的開卡獎勵。 沒有消費返現。 Balance Transfer fee 是存在的:5% 的費用(最低$5)。 建議申請時間… ...
However, you’ll likely have to pay a balance transfer fee, which typically ranges from 3 percent to 5 percent of the balance transfer amount. By transferring a balance from a high-interest credit card to a card with a 0 percent intro APR, you can ensure your entire monthly payment ...
Wells Fargo Reflect℠ Card 信用卡簡介 特色 Up to 21個月0 APR:對 balance transfer 和消費開卡前18個月 0 APR,如果每個月都按時還了 minimum payment 那麼還可以再延3個月 0 APR。 $600 手機保險:使用此卡付手機話費,即可獲得手機損壞及被盜的保險,單次賠付上限為$600。 無年費。 缺點 沒有那種通常的...
When considering a balance transfer, it’s crucial to be aware of the potential benefits and drawbacks. On the positive side, a balance transfer can offer relief from high-interest debt, especially when transferring balances to a card with a 0% introductory APR. This can provide a temporary ...
0% APR doesn’t mean a $0 balance transfer fee Keep in mind that an interest charge isn’t the same as a balance transfer fee, which is typically a percentage of the amount you transfer. Before transferring a balance, make sure that the balance transfer fee won’t cost more than you’...
Hi All, I am looking for a 0% APR Balance Transfer card with no fee. Do they still exist? I can't seem to find any out there at the moment. - 6681757
Intro APR offer: You'll get a 0% intro APR for 15 months from account opening on purchases and balance transfers (19.49% to 28.24% variable APR afterward). There's an intro balance transfer fee of 3% of each transfer ($5 minimum) for the first 60 days, then the fee increases to 5%...