Business owners seeking workers’ comp insurance policies should seek out insurers with proactive claims adjusting policies. In addition, Occupational Hazards contributor Shawn Adams counsels companies to give preference to insurers who assign specific adjusters for accounts. “[When] claims are ‘¦ ...
AMERISAFE PROVIDES WORKERS' COMP INSURANCE FOR THESE GENERAL AND HEAVY CONSTRUCTION INDUSTRIES AMERISAFE works with companies in numerous areas of the construction industry, including general construction, roofing and heavy construction. Our experience in this industry allows us to provide knowledgeable guid...
Workers Comp for the Self-Employed Workers Compensation Basics Workers Comp In-Depth What is Workers compensation insurance? Wrongful Termination for 1099 Independent Contractors Workers’ compensation for construction site injuries What types of injuries are compensable under workers' compensation?
occurring in conjunction with a soft market. There isn’t much mention in the way of workers comp, except in terms of noting that declining payrolls lead to lower workers comp premiums. Some agents note that significant business curtailment has been in evidence in the housing and construction ...
Workers’ compensation pays workers benefits due to a work-related accident or injury. Workers' comp covers medical costs, healthcare, lost wages, job retraining, and disability.
Employers and (especially) insurance companies frequently try to pay out the bare minimum to employees filing for workman’s comp. Because of this, we always recommend at least speaking with a local workers’ compensation attorney. They will be able to tell you your rights and help you unders...
Workers compensation investigations and what they look for? Investigators look for inconsistencies; statements don’t align, dates don’t add up, and injuries far exceed what would be considered relatively normal. When does workers comp start surveillance? There is no exact timeline as to when ...
Becky Hurley
1. What does your state require for workers’ comp insurance? To understand your workers’ compensation requirements, you need to check your state laws. Texas is the only state that doesn’t mandate companies provide workers’ compensation for their employees. State laws also require regular audits...
An additional factor that contributes to modest declines in workers comp premium is that Missouri is an NCCI state. NCCI stands for the National Council on Compensation Insurance. The main function of NCCI is to collect data, analyze trends, and recommended pure premium rates. States that partner...