According to the Federal Trade Commission, your credit score is an important number that lenders use to determine whether to approve you for credit. A drop in your credit score may have an impact on your ability to get credit in the future. Understanding what categories could be impacting ...
When your teen turns 16, you may want to see if he or she has a credit report. This move is mostly a precaution. If there are any mistakes or fraudulent accounts listed on your teen’s credit file, you’ll have plenty of time to make corrections before your student applies for college...
How do I keep my credit score from dropping? Some simple steps can help protect your credit from unexpected dips. Make it easier to pay on time. Set up reminders to pay bills. You can set up calendar reminders, or get emails or text alerts from most issuers. Watch for credit report er...
For this reason, create an action plan to tackle the unsatisfied customers’ feedback first. It should look like this: Contact the customer Address the issue Provide the ETA (estimated time of arrival) when the issue can be fixed Inform when you will contact them again if the issue is mo...
Define a process for closing the product feedback loop Automation is key. Come up with a workflow that will make sure no piece of feedback goes unnoticed. One of the most important aspects here is getting the information to the right people on your team. ...
For conversion rate dropping, here are a few pricing fixes: ✔ Test different prices for returning shoppers to encourage repeat buys—the reason this can be effective is because repeat customers typically spend more, and with some pricing benefit, will likely spend a lot more than they initiall...
There are a variety of reasons why an international move to Europe from the United States is more affordable and attractive than ever before. For example, the U.S. dollar has been strong in terms of the exchange rate of both the euro and the pound. Home prices in certain countries are ...
I asked this one borrower why he decided not to pay his mortgage for a whole year sincehe had a steady six figure job. He said, “Because my home is under water, so why waste money?” He then turned around and said, “Banks are evil anyway.”I wanted to punch that guy in the...
You won’t be putting your credit score at risk just applying. My credit is good enough that I’m not especially concerned about not getting approved for the card, but if I have the option, I’d still like to avoid a hard credit pull (and the resulting credit score ding) if I can...
Social media can also be a useful tool for demonstrating interest to colleges during the admissions process. "My other advice to students is that when they're on a college visit, and snapping pictures ... post it on Twitter or Instagram and have something positive to say about the...