The mutual fund window is for TSP participants who want more flexibility in their retirement investments. You can invest a portion of your TSP savings through the TSP mutual fund window into available mutual funds you choose. However, there are certain requirements for participating in the mutual ...
Thousands of mutual funds are available, making choosing the right funds challenging. Many investors will seek the assistance of an investment advisor, but if you’re doing it on your own, there are ways to narrow down your options. If you have an account with anonline brokerage, you should...
such as stocks, bonds, mutual funds, or exchange-traded funds (ETFs). Any capital gains, dividends, or interest earned within the account are not subject to taxation, as long as the withdrawals are qualified.
IRAs are tax-sheltered retirement plans, and not actual investments. But when you hold investments in these plans, you get important tax benefits which adds an important dimension to any investment strategy. The plans include a traditional IRA, Roth IRA, 401k, 403b, TSP, Solo 401k, SEP IRA...
USAA’s mutual funds are tiny in comparison to the rest of the industry. That helps make them nimble, but it’s expensive. Actively-managed funds have much higher research & trading costs than index funds, and expense ratios of 0.5%-1.3% are all too common for an active fund.Meanwhile,...
mutual funds, mass retailers, computers, satellites, airplanes, governments – all recede into irrelevance. Picture yourself and your loved ones in the midst of a howling blizzard that lasts several years. Think about what you would need, who could help you, and why your fate might matter to...
So, I got lucky. But that’s what it is: Luck. Actively managed funds can and do outperform their indexes. This one has for me. But rarely for the long term. Meanwhile, the higher expenses are always there. Now that I can, I’ll be rolling this over to Vanguard. It’s been a ...
Quality control in a free market environment is often demanded by contract. That in itself is not sufficient to ensure anything, but what other mechanisms are available? Great question! When someone agrees to do a job for a certain amount of compensation, they perform that ...
resources. When individuals are excluded from the traditional banking system, they may not be aware of the various financial alternatives available to them. This lack of knowledge can result in individuals relying on costly or predatory financial services that further exacerbate their financial ...