In 2022, the TSP created the TSP Mutual Fund Window. This enables participants to invest some of their portfolios in almost 5,000 outside mutual funds, giving them a greater variety of investments from which to choose. However, the opportunity comes with more risk and additional fees. Here’...
Know TSP Plan Investing Preferences TSP plans have a limitednumber of investment options. You can’t invest in individual stocks or other publicly traded investments. As of 2022, TSP participants who pay additional fees can also invest inavailable mutual funds. However,TSP index funds still give ...
full disclaimerand complete list ofpartners. Saving for retirement is one goal commonly shared by most individuals. Unless you are independently wealthy or inherit enough money to feel confident you will never have to rely on savings (I did not have either one of these), you most likely want ...
since it is deductible, you don’t need any money to pay the taxes due on it. But with a Roth, you’d need $6000: $5000 to fund the IRA and $1000 to pay the 20% tax due on the
The Thrift Savings Plan has some of the lowest expense ratios I’ve ever seen for any form of an index fund – often even lower than companies such as Vanguard and Fidelity. The highest management fee is currently .05%, which includes the LifeCycle Fund investments (most mutual fund houses...