For current accounts and savings deposits individuals hold abroad, the IVAFE is set at a flat amount of €34.20. For entities other than individuals, the tax is set at €100. Entities must pay the tax only if the average annual balance of account statements or savings deposits exceeds €5...
As a late starter, ISA savings may be a luxury you can’t afford. Run the numbers to see if you’re better-off throwing everything you can into your pension in your precious remaining work years. Maximise your employer’s pension matchYour employer is obligated to chip in 3% of your qu...
The first two stories today in the leads section of JLN are about fire, its economic impact and how we are entering into a new era of fire, the equivalent of an ice age of fire. This is a risk the midwest and eastern part of the U.S. has no...
Podcast:Play in new window|Download|Embed So what’s James’ endgame anyway? And what’s the deal with the Lord of the Rings? And can you be pro-freedom if you’re for mandatory vaccines? Good questions! Find out the answers to these and other burning queries in this edition of Questi...
When the markets started to recover in 2009, it didn’t feel like things were any better. It felt like everything was going to keep getting worse so the upward moves didn’t make sense. The thing is, you never know what’s going to happen or what bad things are already priced into ...
Your life is organized like an orbit. I know. 了解了这点,就知道为何四年于相隔千里的我们,似乎只是弹指一挥间而已。 我其实了解小女儿的心理,是希望多一点surprise多一点romantic多一点傻里吧唧的指天划地的。可惜我这方面的才能似乎多用在0,1组成的无机世界里了,于是只能委屈她了。大多数的时间,她就一...
The UK is the second largest spender on defence after the USA in the alliance, and agrees with President Trump that the non US partners need to make a larger contribution to their own defence than they have been doing. The UK has agreed to spend 2% of its GDP on defence, which means ...
Upside is I will be working on more interesting projects (not just insurance) that will hopefully benefit society – switching into a career-average pension scheme helps soften the pay-cut somewhat (& on similar track to FI), and i’ve been assured it’s very good/flexible work life ...
The average person only uses around 10% of their brain, as most routine tasks carried out during work or learning predominantly use the left hemisphere. As a result, we do not make sufficiently balanced use of both hemispheres when thinking and learning. The effects of this have a major ...
Vanguard is alsothe only investment company I recommend, or use. But maybe Vanguard itself is hard to access in the country where you live or in the 401k you are offered. Not to worry. Today we’ll explore some alternatives. Variations on the Funds ...