you typically need a primary care physician (PCP) to manage your healthcare and give referrals when necessary. While in-network care is more affordable, you have the option to see out-of-network providers,
One of the things I dread every fall is our health insurance plan renewal. Our existing plan is never available for renewal with the exact same terms. Something isalwayschanging whether it be the premium, deductible, out-of-pocket max amount, service terms, etc. Since insurance is continually...
An EPO insurance plan is a type of managed care health insurance. EPO stands forexclusive provider organization. This means you have to get your health careexclusivelyfrom healthcareprovidersthe EPO contracts with, or the EPO won’t pay for the care.1As is the case with other health plans th...
EPO health insurance plans can vary depending on the type of plan you get. In general, you will have to pay a deductible under your EPO insurance plan. The deductible is the amount of money you have to pay before your plan covers the rest of the visit. EPO deductibles are usually a...
Types of Health Insurance Plans Besides POS plans, there are several other ones to know before deciding on your health coverage. The two most common types are HMO and PPO plans. HMO stands for health maintenance organization. It usually requires you to select a primary care physician (PCP) fo...
FFS health insurance is not as common as PPO, but does have its advantages, especially for individuals who travel out of state frequently. However, FFS health insurance plans do have a maximum cap on the medical bill amount you are responsible for paying each year. ...
When you enroll in a PPO, you’ll have the freedom to choose any healthcare provider within the network as your primary care physician (PCP). Unlike other types of health insurance plans, such as Health Maintenance Organizations (HMOs), you do not need a referral from your PCP to see spe...
Understanding how a high-deductible health insurance plan works can help you find the coverage that may be right for you. What is a high-deductible health plan? An HDHP is any health plan that typically has a lowermonthly premiumand a higherdeductiblethan traditional plans. Here are some impo...
Seeing yourPrimary Care Physician (PCP)for an annual checkup. Your PCP is your first line of defense when it comes to healthcare. Usually, the checkup will include a blood pressure check, routine blood and lab work, skin cancer screenings, and sexual health screenings. Your PCP will also...
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