You don't need a PCP to coordinate your care. You don't need a referral to see a specialist. You can get care from in-network or out-of-network providers. Provider Network A PPO plan has a certain group of health care providers you can use when you need care. This is called your...
Seeing yourPrimary Care Physician (PCP)for an annual checkup. Your PCP is your first line of defense when it comes to healthcare. Usually, the checkup will include a blood pressure check, routine blood and lab work, skin cancer screenings, and sexual health screenings. Your PCP will also...
Preventative medicinesmay be given to protect you from opportunistic infections. These are illnesses that develop because your immune system cannot fight the bacteria or viruses that cause them. Examples include toxoplasmosis, Pneumocystis pneumonia (PCP), and tuberculosis. ...
Distinct from a primary care provider (PCP), a usual source of care is the clinician, clinic or health center a patient will typically go to when they need something related to their medical care or well-being. A usual source of care, sometimes called a USC,canbe a primary care p...
Most POS plans require you to get referrals from a primary care physician (PCP) before seeing a specialist. This is the HMO aspect. However, because POS plans cost more than HMO plans, you get access to out-of-network (OON) doctors. This is the PPO aspect. ...
Your PCP's role is to help you manage all aspects of your health. In addition to treating you when you're sick, they'll help you stay on top of chronic conditions. They will also suggest steps to preserve your health, such as vaccines and regular tests. ...
Drug use: Life insurance drug tests can detect drugs like amphetamines/methamphetamines, cocaine, opiates, phencyclidine (PCP), barbiturates, benzodiazepines, methadone, and marijuana. Nicotine: Nicotine and cotinine, which is an alkaloid found in tobacco, can stay in the body and be detected by ...
Direct Specialist Access:Unlike HMOs, EPO insurance does not require primary care physicians. This gives you more flexibility in your healthcare. For example, if you need to see a dermatologist or other specialist, you can make an appointment directly without going through your PCP. ...
The main benefits of PPO health insurance include: PPO networks are generally much larger than HMO and other networks PPO’s allow you to see any doctor or facility in-network without a referral You have the option to see specialists without going through your primary care provider (PCP) ...
Exclusive Provider Organization (EPO)plans also combine features of HMOs and PPOs. Like a PPO, you may not be required to see a PCP or get a referral, but like an HMO you are often required to see in-network doctors to be covered. Cost for an EPO plan is usually higher than an HMO...