A Health Maintenance Organization (HMO) is a popular type of health insurance plan known for being affordable and providing broad access to healthcare. In an HMO, you join a healthcare network that includes a specific group of doctors, hospitals, and providers that you can use for your medica...
An HMO, also known as a Health Maintenance Organization, is one of the most common types of insurance plans. Limited Network In HMOs, there’s less separation between medical professionals and your insurance company. If you enroll in an HMO, you’ll be limited to a network of doctors and ...
If you're looking for a health plan that's easy to understand, easy to use and easy on your wallet, an HMO may be just what you need for you and your family. It's Care. Simplified. An HMO, or Health Maintenance Organization, is designed to keep costs low and predictable. With one...
The primary policyholder is generally in charge of paying the entire premium. This means that if you get health insurance from a parent or spouse, it’s up to them to pay everyone’s bill. Even if your health insurer lets different plan members help pay, the final responsibility falls to ...
PPO plans typically have higher premiums and out-of-pocket costs compared to HMO plans. A Preferred Provider Organization (PPO) plan is a kind of health insurance that gives you flexibility in selecting healthcare providers. You can see any doctor, but you’ll save more by using in-network ...
HMO vs. PPO plans Do I need a referral with a PPO plan? One advantage of a PPO plan is that you don’t need a referral to see specialists. You have the flexibility and coverage to see any provider you’d like to get care.
Which health plan is right for me? Is an HMO plan right for me? AnHMOmay be right for you if you’re comfortable choosing a PCP to coordinate your health care. It may also be right for you if you’re willing to pay ahigher deductibleto get a lower monthly health insurance premium....
HMOWhat does HMO stand for?Health maintenance organizationAn acronym that stands for a health insurance plan that centers around one PCP. HMO uses a network of physicians, hospitals, and other health care professionals and lets you pick one PCP, in which all your health care services will go ...
A health maintenance organization (HMO) is a health insurance plan that provides health services through a network of doctors for a monthly or annual fee.
Insurance Options for Uninsured Individuals Not everyone is covered by a group health insurance plan. For many decades, these uninsured people were forced to bear the cost of healthcare on their own. But that has changed. Government-sponsored health plans are an option for those left out of em...