A Health Maintenance Organization (HMO) is a type of insurance plan that works with a contracted network of healthcare providers, clinics, and hospitals. HMO insurance coverage may be available as part of a health, dental (typically referred to as a DHMO), or vision benefits plan. Regardless...
PPO plans, or “Preferred Provider Organization” plans, are another popular plan type within the Individual and Family market. WithPPO Health Plans, you have slightly more freedom regarding who you see when compared to an HMO plan. You also do not necessarily have to get a referral from my ...
A Health Maintenance Organization (HMO) is a popular type of health insurance plan known for being affordable and providing broad access to healthcare. In an HMO, you join a healthcare network that includes a specific group of doctors, hospitals, and providers that you can use for your medica...
Compare the pros and cons of HMO and PPO health plans, and learn how Direct Primary Care (DPC) offers a personalized healthcare option.
What doctors you can see. This varies depending on the type of plan -- HMO, POS, EPO, or PPO What you pay: Premium:An HDHP generally has a lower premium compared to other plans. Deductible:The deductible is at least $1,500 for an individual or $3,000 for a family, but not more...
An EPO is a type of managed care plan similar to HMO and PPO plans in certain regards. You’re only covered when you see in-network providers. However, you don’t have to choose a primary care provider, and you don’t need a referral to see a specialist. ...
Active duty military members must enroll in a Tricare Prime plan, for example. Families of active-duty members can choose betweenTricare PrimeandTricare Select: Tricare Prime: These plans work a lot like an HMO, managing costs by limiting which doctors you see and requiring your care manager to...
What types of health insurance plans are available in California? - Common types includeHMO, PPO, EPO, and POS plans, each with different networks and coverage options. How do I choose the right health insurance plan for me? - Consider your healthcare needs,budget, preferred providers, and ...
To search without logging in, choose a plan to find providers who accept it. Choose a plan type Begin search Looking for pharmacies?Use our pharmacy search tool Already a member? Log in to your account to find a doctor or dentist who accepts your plan or locate a pharmacy near you. ...
HMO plansare the most restrictive type of plan when it comes to accessing your network of providers. If you have an HMO plan, you'll be asked to choose aprimary care physician (PCP)that is in-network. All of your care will be coordinated by your PCP, and you'll need a referral from...