What is a Thrift Savings Plan loan? A TSP loan is a type of loan that allows federal employees and uniformed service members to borrow from theirThrift Savings Plan. Because you’re borrowing from your savings, qualifying for a TSP loan is typically easy. However, you may have to submit ...
Thrift Savings Plan (TSP) Pension (not all pensions will allow for a lump sum rollover, check with your plan administrator) And more Step 2: Direct your funds for precious metals purchase The good news is you don’t have to make this decision on your own. Your Precious Metals Specialist ...
What Is Coinsurance? Now that we’ve covered the other major features in a health insurance plan, let’s talk about coinsurance. Coinsurance is the percentage of costs the consumer is responsible for after hitting the deductible. Like the copayment, coinsurance is one of the ways the consumer...
12b-1:Covers marketing and distribution expenses and is percentage-based and capped at 1%. Not every fund charges this expense, but it’s relatively common. Sales loads:Funds may charge a front load (at the time of purchase) or a back load (when selling shares). Some brokers waive these...
That’s how lectins work. They ensure the food is good for whoevershouldget it, but not good foreveryone. Is lectin the same as lecithin?No, they sound similar but are completely different things. While the former is a sugar-binding protein, the latter – lecithin – is a generic term ...
Although this is an uncomfortable time for everyone, it could also be an incredible learning opportunity. You know what a crash feels like (i.e. peak “fear”), what record highs feel like (i.e. peak “greed”), and you can appreciate how difficult it is to predict anything about th...
Spousal support is seen as having a more positive connotation than alimony, which was used exclusively until the 1970s when California first introduced the change in language. How is Alimony Decided in a Divorce? In some instances, divorcing couples may be able to come to an agreement on their...
Pattern hair loss is strongly related to age. It will first affect some men bypuberty, and by the age of thirty approximately a quarter of men will show the first signs of hair loss. By the time they are 50, nearly one in two men will suffer from hair loss. This percentage rises to...
Another big difference is in theemployer match. The federal government provides a sliding percentage scale of matching contributions for your TSP. Even if you contribute nothing, it will contribute 1% of your annual salary to your TSP. The scale tops out at a 5% government match if you contrib...
The most common way for a business to determine the allocation of a profit-sharing plan is through the comp-to-comp method. The formula calculates each employee's share percentage based on the individual's annual compensation.2 Important The most frequently used formula for a company to determin...