My Credit Report Does Not Show My Secured Credit Card Account. What Should I Do?By: Lynnette Khalfani-Cox, The Money Coach Q: I had my first “secured VISA” Credit Card from a Federal Credit Union planning to build my credit. But now when I go to apply for a Non-secure VISA ...
A credit report is a statement that contains your history of repaying and managing debt. Uncover what information is included and how to check it.
How do I protect my credit? A good credit monitoring service is one way to safeguard your credit. In addition to this, you can protect your credit by paying your bills on time, alerting the credit bureau of any errors your find on your report, and keeping your balances to below 30% of...
Does the report show your current address? Check your Social Security Number carefully to ensure that the digits weren't erroneously transposed. If any of this information is incorrect, be sure to dispute it with the credit bureau(s) that have this information wrong on their report....
What can I do if my balance transfer was denied? Per the Fair Credit Reporting Act, you’re entitled to know if something on your credit report has prevented you from qualifying for credit cards or other offers. If you couldn’t complete a balance transfer because your application for a cr...
If you want to keep your A tier credit rating, or even move up to an A+ tier credit rating, then you'll want to stay on top of your credit. What does your credit report say about you? B Credit Tier The typical FICO score for the B credit tier is ...
Learn about how credit monitoring services work, the types of protection you can get from them, and whether they are effective.
Mix of Credit:Lenders prefer to see a diverse mix of credit, including credit cards, loans, and mortgages, as it showcases your ability to handle different types of credit responsibly. New Credit Inquiries:Opening multiple new credit accounts within a short period can negatively impact your credi...
Schedule K-1 is used to report the amount of income each party is responsible for in a pass-through entity, like an S corporation or partnership. Each shareholder or partner will receive a Schedule K-1. If you're part of a new S corporation or partnershi
Inaccurate or incomplete information may show up on one, two, or all three of your reports, which is why it’s helpful to check them periodically, especially if you are about to apply for a major loan such as a home mortgage. What Information Is Not in My Credit Report?