John Clark
You have to be ready-to-sell with carriers before the Annual Enrollment Period if you want to sell Medicare products for the upcoming plan year, but what does it mean to be ready-to-sell Medicare plans?Listen to this article:To achieve Medicare ready-to-sell (RTS) status, agents must ...
What does Medicare Supplement insurance cost? The primary goal of a Medicare Supplement insurance (Medigap) plan is to help cover some of the out-of-pocket costs of Original Medicare (Parts A and B). As a general rule, the more comprehensive the coverage, the higher the premium, however,...
For those of you wondering what the meaning of SCORM is or what SCORM stands for, it’s an acronym for “Sharable Content Object Reference Model”. It’s a set of technical standards developed for supportingeLearning tools, ensuring they play well with each other. This is significant because...
It's funny how just a two year difference can mean such a difference in values/beliefs. Don't worry people. Gen X is on the way, and we'll set things right and be rid of those freakin' boomers soon. I cannot wait for my generation to get a hold of this country. Things will ...
Many would be furloughed — asked to stop reporting to work — but others deemed essential would continue to work without pay. Both groups are guaranteed back pay once the shutdown ends, although that does not extend to federal contractors who don’t work. ...
You’ve made it to Baby Step 4. Not only does that mean you’re 100% debt-free and have a fully funded emergency fund, it also means you can start contributing to an HSA if you have an HSA-qualified health plan! Now that you’ve got a rock-solid foundation, it’s time to take...
Box 4:Shows the total Social Security taxes withheld from your pay for the year. Unlike federal income taxes, Social Security taxes are calculated based on a flat rate of 6.2% for employees. Box 5:Indicates all your wages and tips that are taxed for Medicare. ...
If you expect toinherit assets from your parents, you may be in a better position financially than someone who does not expect to receive an inheritance. Keep in mind that certain inherited assets, such as stocks andmutual funds, are eligible for favorable tax treatment called astep-up in ba...
A payroll tax cut would mean that fewer Social Security and Medicare taxes are withheld and taken out of paychecks. The idea is that workers and businesses would take home a little extra with each paycheck and that would encourage them to spend more and stimulate the economy. ...