Adverse selection is a term commonly used in the field of insurance to describe the situation where individuals with a higher probability of experiencing costly events, such as illness or accidents, are more likely to seek and retain insurance coverage compared to those with lower probabilities. Thi...
其中一人杀了另一人,另外两人一为目击者,一为凶手同谋。已知:(1)同谋和目击者性别不同。(2)最年长的那位和目击者的性别不同。(3)最年轻的那位和被害者性别不同。(4)同谋的年龄比被害者大。(5)总裁是最年长的人。(6)凶手不是最年轻的人。请问谁是凶手?()
What is anti-selection, or adverse selection? Contribute to this page Suggest an edit or add missing content IMDb Answers: Help fill gaps in our data Learn more about contributing Edit page More from this title Cast & crew External sites Company credits Filming & production Tech specs More to...
; Shilling, James D.: What Do Rental Contracts Reveal About Adverse Selection and Moral Hazard in Rental Housing Markets? In: Real Estate Economics 26 (1998), Nr. 2, S. 309-329Benjamin, John D., Lusht, Kenneth M., and Shilling, James D. (1998). What do rental Contracts Reveal ...
3) the presupposed inability of actors (sellers and buyers) to solve by themselves the problems they face, 4) the pretense of economists to be able to correct these so-called market failures with compulsory insurance without creating new moral hazard and/or adverse selection problems worse than...
This appears to be a significant loophole in the new regulations and goes counter to the usual principles of product safety legislation which are intended to close down gaps in safety, not allow them to continue. What does this mean for businesses? It will be...
It is quite easy, in particular, to mistakenly conclude that adverse selection does exist;this is likely to occur, for instance, whenever the various non-linearity existing in either the pricing schedule or the accident probability have not been taken into account. We believe, in particular, ...
(non-necessary) data sometimes even before the actual usage of the product or services, e.g., for insurance premium calculators or setting-up a printer. Allowing access without the input of highly personal data (e.g., name, age, contact information, medical data) when not absolutely ...
The push for enhanced transparency and disclosure does not fall squarely on the shoulders of mining companies. Certain countries, particularly in Africa, have embraced technological advancements to offer better transparency to investors on permitting status processes for applicants. This has resulted in im...
aThis reverse causality can be interpreted as the description of how the individual's future risks (moral hazard) are affected by his contract decision or what would be his decision knowing his future risks (adverse selection) 这反向因果关系可以被解释作为怎样个体的未来风险(投保人不可靠所冒风险)...