What Damages Does CGL Insurance Cover? Commercial general liability insurance covers injuries to a person or property damage that occurs on the premises of a business. CGL policies cover claims of property damage, personal injury (such aslibelorslander), bodily injury, andadvertising injury.2 What ...
Voluntary accident insurance, also known as accidental injury insurance, is a type of supplemental insurance that provides coverage for medical expenses and other costs related to accidental injuries. It is typically offered as an optional benefit by employers, allowing employees to choose whether they ...
Find out what renters insurance is, how much it costs, what it does and does not cover, and why you need it. What is renters insurance? Renters insurance is a contract between you and an insurance company that provides financial protection if your personal property is damaged or stolen ...
Accidental Death and Dismemberment (AD&D) coverage is an additional benefit that is often included in voluntary life insurance policies. It provides an extra layer of protection in the event of accidental death or severe injury resulting in dismemberment. While the death benefit discussed earlier co...
Travel insurance helps cover financial losses associated with illness, injury, accidents, flight or other transportation delays, and other issues that happen during a trip.
(See Does Homeowners Insurance Cover Dog Bites? for more information.) Which events are covered: Liability insurance covers bodily injury and property damage to others, with some exceptions. For instance, your policy won't cover criminal acts or harm you cause on purpose. Nor will it pay for...
The majority of personal accident insurance policies does not require physicals. The primary eligibility will depend on age and residency in the UK. Some personal accident insurance policies cover international incidents, such as Aviva, which stipulates, "You’ll be covered for accidents that happen ...
What Does HOA Insurance Cover? Your condo’s master policy includes two types of coverage:liability and dwelling. Liability coverage on a master policy covers the costs related to injury or damages that occur in common spaces. For example, if someone trips in a common space and decides to see...
What does condo insurance not cover? While most condo insurance policies include the coverage listed above, there are typically specificexclusionsfrom the standard coverage, such as: Damage fromearthquakesandflooding Outdated systems or equipment that need to be brought up to code ...
Mechanical breakdown insurance: If you have a relatively new car with low mileage, you can get mechanical breakdown insurance, which will cover all mechanical part repairs. You can renew it for up to seven years or 100,000 miles, whichever comes first, with providers like Geico. However, mech...