Voluntary accident insurance, also known as accidental injury insurance, is a type of supplemental insurance that provides coverage for medical expenses and other costs related to accidental injuries. It is typ
What does pet insurance cover? Pet insurance covers treatment when your furry friend gets hurt or sick. As long as the animal’s condition is covered by your plan, your insurer will usually reimburse you for prescription medicine, surgery, diagnostic tests, hospitalization and emergency care. But...
What is covered by Chase Freedom’s Trip Cancellation and Interruption Insurance? The Chase Freedom card may cover trip interruption or cancellation from: Hurricanes, tornadoes, or other severe weathereither impacting the point of origin or destination of your trip, as well as the airspace or rout...
(See Does Homeowners Insurance Cover Dog Bites? for more information.) Which events are covered: Liability insurance covers bodily injury and property damage to others, with some exceptions. For instance, your policy won't cover criminal acts or harm you cause on purpose. Nor will it pay for...
Accidental Death and Dismemberment (AD&D) coverage is an additional benefit that is often included in voluntary life insurance policies. It provides an extra layer of protection in the event of accidental death or severe injury resulting in dismemberment. While the death benefit discussed earlier co...
This can help cover everyday living expenses — such as rent, mortgage payments, and groceries — while you’re momentarily absent from work. How does short-term disability insurance work? Short-term disability insurance may be offered by an employer as part of their employee benefits package. ...
What does an umbrella insurance policy exclude? Umbrellas may be helpful policies, but it doesn’t cover everything. Here are some scenarios that typically aren’t covered by personal umbrella insurance: Property damage that you sustain: The only kind of property damage that umbrellas may cover ...
What does mortgage protection insurance cover? The primary coverage of MPI is the outstanding balance of your mortgage. The specifics of what MPI covers vary based on the policy and provider, so it’s essential to review the terms carefully before purchasing any type of coverage. Critical illnes...
Does homeowners insurance cover tree damage? It depends on what caused the tree to fall. When tree-related damage is covered Tree-related damageis covered if the cause is sudden and accidental. So if a windstorm causes a healthy tree in your backyard to topple and crush your storage shed, ...
Trip cancellations due to injury or illness Damaged or lost luggage Medical emergencies while traveling What does travel insurance not cover? Some things typically won’t be covered by travel insurance, even under a comprehensive plan. It’s important to check the limitations, exclusions and fine ...